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Thriving Finances: Embracing a Holistic Approach to Financial Well-being

[…]personal finance is crucial for achieving lasting prosperity. Integrating mindfulness, emotional awareness, and purpose-driven decision-making into your financial habits not only enhances your financial well-being but also leads to numerous benefits across all areas of your life. In this article, we will explore how adopting a holistic approach can significantly enhance your financial health. Strategic Spending Strategic spending involves more than just managing your expenses; it’s about ensuring your financial outflows reflect your deepest values and long-term goals. Prioritize expenditures that foster personal growth and contribute to your happiness, steering clear of short-lived pleasures in favor of more meaningful investments. […]
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5 Tips for Getting Personal Loans With Bad Credit

[…]the loan application will not have access to the loan funds or payment information. However, they are promising to repay the loan if you are unable to do so. If you don’t make payments, both of your credit scores could suffer. 3. Shop Around Whether you’re buying a new home, applying for a credit card, or looking for a personal loan, you want to make sure you’re getting the best deal. When it comes to personal loans with bad credit, make sure you do some research. Not all lenders are the same, and some may offer you much better terms […]
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Understanding the Different Types of Personal Auto Loans

[…]a secured loan. If you’re unsure, check with your lender to determine what the restrictions are regarding age and mileage on vehicles that can be secured as collateral. Direct vs. Indirect Financing When it comes to getting loans for buying a car, you may hear the terms direct and indirect financing. Let’s break down the differences between the two. Direct financing means that you’ll communicate directly with the borrower. These loans are usually given through credit unions, banks, and online lenders. Your interest rate through direct financing is typically based on your credit rating and history. In this case, it’s […]
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How to Choose a Payment Processing System for Your Business

[…]Capabilities Many people think that payment processing services and POS (point-of-sale) systems are the same thing, but they are two very different machines. POS systems let business owners manage their inventory, create sales reports, and record payments. Many of them even allow for accounting integration. This being said, there are some payment gateway systems that also have POS capabilities. Opting for it will come with added fees. In some cases, you can integrate your already existing POS hardware into your payment processing system. You’ll need to make sure the two are compatible before you proceed. Fraud Protection There is almost […]
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How to Know if You Are a High-Risk Merchant

[…]Model There are some businesses that have questionable sales models. The ones that most people are wary of are MLMs. Half of them are a scam and the other half are questionable at best. Even if your MLM is 100% legit, credit card processing companies may be hesitant to work with you. Low Personal Credit Score Before you open a business, you’ll need to work on your credit score. Having good credit will increase the chances of you getting approved for a loan that will help you get your startup off the ground. You’ll also be less likely to get […]

A Guide to the Different Types of Credit Cards

[…]require the user to load funds onto the card before purchasing. No credit checks or interest fees are involved, but reward options are generally limited. Prepaid cards are great for budgeting. They help teach teenagers about money management and avoiding debt. Balance Transfer Credit Card If high-interest debt is causing financial stress, a balance transfer credit card can help. These banking cards allow you to transfer debt from one card to another, often with a low or zero-interest introductory period. By consolidating debt onto a single card, you can save on interest charges and simplify your monthly payments. Remember that […]
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The Pros and Cons of a Cash Advance Loan

[…]straight away, which could be ideal in a difficult situation. Cons of a Cash Advance While there are several benefits to cash advances, they are also some downsides. It’s important to consider these when looking at different loan options. High APR Perhaps the biggest disadvantage of cash advance loans is that they generally come with a higher APR (annual percentage rate) than other types of loans. These can vary a lot for all kinds of loans, so make sure you take a look at the details of the different choices available so you know what they are. No Rewards When […]

What Defines a High-Risk Merchant?

[…]It can be intimidating if you discover that your company has been labeled as one. There are many reasons why a business selling a certain type of product might be considered a high-risk merchant. This guide will discuss everything you need to know about high-risk merchants. We’ll also talk about what high-risk merchant accounts are and if your business needs one. What Is a High-Risk Merchant? A high-risk merchant is a physical or online business that sells products that fall into specific categories. These types of companies have a higher likelihood of fraud or chargebacks. Online businesses can fall into […]

When to Start Investing for Retirement (And How to Choose a Plan)

[…]amounts of money from several places. This gives you an overview of where to save and if there are areas worth more investment. Starting is the most challenging part when you begin financial planning and have no idea where to start. You’ll discover more tips and tricks as you start looking over your income records. So, it’s vital that you take those first steps and focus on creating a plan. Automating monthly savings into retirement accounts is a great way to minimize the time spent dealing with transfers and juggling bills. Instead of organizing savings and checking numbers, this system […]
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How to Effectively Shop Around for the Best Payday Loan Interest Rates

[…]and do a bit more digging into the fine print and the loan terms. There might be something you are missing or some important detail they are not sharing with you about the loan. Better to stay away from such deals and go for something a bit more middle-of-the-road. Payday Loans Interest Rate – Find the Best One for You Financial troubles can make anyone’s logic go out of the window and result in bad decision-making all around. But if you don’t want to be stuck in a vicious cycle of loans and high-interest rates, then it’s important to find […]
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Leveraging Benefits and Rewards of Student Credit Cards

[…]credit built up yet. That is what getting a student credit card can begin to help with! But there are also many other reasons to get student credit cards. Here are a few. Building Credit History Using a credit card responsibly can help students build a positive credit history, which is important for future loans and credit applications. It is best to get started as soon as possible, so leveraging student credit cards is one way to do that! Teach Your How to Manage Money When you get a student credit card, this is the first stepping stone to learning […]
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Buying Smart: Easy Finance Hacks for Homebuyers

[…]winter or a broken down furnace in the winter. Tips for Homeowners Side Hustles Many home buyers are unaware that, when it comes to a mortgage application, having a part-time job (or a ‘side hustle’) can help you to qualify. Typically, the borrower must show two-years of history working all jobs simultaneously and will request W2s from each employer. Make sure, however, that you do not enter into a second job too close to the date of your application, as this may be considered a risk to your monthly mortgage payments. Credit Score Tune-Up If you want to secure the […]
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A Guide to Starting a Green Business

[…]state authorities is necessary before any work can begin. This ensures that all legal requirements are met before contracts are signed with clients. Investing in the Right Software Once everything else is set up, investing in builder business software can help streamline processes. Estimating costs, creating contracts for projects, tracking progress on job sites, and billing customers accurately. All while keeping track of customer data securely in one central location. This type of software will save time and money for both you and your clients. Automating tasks that used to be done manually or by reducing paperwork associated with certain […]

Is Taking Out a Personal Loan a Good Idea?

[…]as possible. Why? The faster you pay down your debt, the less you forfeit in interest. Here are the top ways to do just that. Stop Using Your Credit Card for Purchases The first thing you should do is stop swiping. Use credit cards for emergencies only until you pay off your debt. Also, start thinking about what you will use your credit card for once you pay off your debt. Experts recommend reserving credit for the following big-ticket purchases only: Electronics Appliances Travel Often, larger credit card purchases come with interest-free periods. For example, you may have six months […]

What Is APR?

[…]loans, payday loans, and other loans for which you do not need collateral to qualify. Credit cards are sometimes considered unsecured loans, too. Types of APR When you take out a new loan or line of credit, your documents may include multiple types of APRs. Each of these APRs may have a different rate, too. Confused? You are not alone. Learn more about the most common types of APR you may come across. Credit Card Purchase and Cash Advance APR Purchase APR is the interest rate you pay on individual purchases. This type of APR only applies to credit cards. […]

Changing Your Mindset About Money to Improve Your Life

[…]customers more confidence in doing business with you. Increasing Your Earning Potential There are also steps you can take to increase income in your career. If you’re looking for a new job that pays more, start by creating an impressive CV. Make sure your most bankable skills are highlighted, as well as any awards or certifications you may have. Most importantly, make sure your CV is easy to read and understand so that potential employers can quickly get a sense of who you are and what you bring to the table. You can use a tool to create your template […]
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Bitcoin Savings Account Main

[…]to know about it before investing. And that’s what we aim to do in this video. Our video shares five things you need to know about setting up and using a Bitcoin savings account. From its volatility and returns to diversification and more, our video offers a great starting point if you’ve considered exploring cryptocurrency as a way to build your savings. Want more details and insights about crypto, savings, and more? Check out some of our other videos, or drop on by our site! Learn more at: https://www.firstfinancial.com/bitcoin-savings-account/ Disclaimer: First Financial does not provide any investment, financial, tax, legal […]

DCA Dollar Cost Averaging

There are certainly some flashy, eye-catching methods of investing in bitcoin. Unfortunately, they seldom offer the rewards they promise. You may have experienced disappointment after disappointment with these techniques. Now you’re looking for something that doesn’t overstate its potential but delivers consistent, reliable results. What you’re looking for is dollar cost averaging or DCA. When you DCA bitcoin, you gain valuable benefits both financially and otherwise. In our video, we provide an overview of DCA Bitcoin and the benefit it brings when you explore this approach. From aiming to create sustainable growth in your crypto portfolio to help you reduce […]

What is Bitcoin Tax-Loss Harvesting?

[…]the kinds of huge swings up and down that the world of cryptocurrency is famous for. These swings are also one of the reasons why so many people are interested in crypto tax-loss harvesting. You will get $ 10 of Bitcoin when you sign up. Get Started Today! GET STARTED Video: What is Bitcoin Tax-Loss Harvesting? The bigger the dips in the market, the bigger the opportunity to enjoy huge benefits through this strategy for lowering your overall tax liability. So what is bitcoin tax-loss harvesting, and what are the benefits that it provides? Read on to learn all about this […]

What is a Bitcoin Employee Benefit Plan?

[…]in your pocket. Bitcoin Employee Benefit Plan is technically a custodial wallet. This means you are not in full possession of your bitcoin. Thankfully, it allows you to move your bitcoin to a self-custody wallet. Portfolio Diversification As an employee, it makes sense for you to have a portfolio that is diverse. This is so you are not putting all your eggs in one basket. For example, you could have some gold, some bitcoin, stocks, ETFs, real estate, and NFTs. Sound Money Bitcoin was designed to be a peer-to-peer (p2p) electronic cash system. Rather than using it for strictly a store […]

Bitcoin IRA

[…]annual contribution limit was $6,000 or $7,000 for individuals aged 50 or older. Some Bitcoin IRAs are traditional IRAs. Others are Roth IRAs. With a traditional Bitcoin IRA, you deduct your contributions and pay taxes on them later when you withdraw. With a Roth IRA, you don’t get a tax deduction for your yearly contributions. That means your AGI (adjusted gross income) isn’t lowered for the year. However, when you take your withdrawals during retirement, they are tax-free. Essentially the key difference between the two is how they are taxed. If you think you will be in a higher tax […]

DCA Bitcoin The Benefits of Dollar Cost Averaging Bitcoin

There are certainly some flashy, eye-catching methods of investing in bitcoin. Unfortunately, they seldom offer the rewards they promise. You may have experienced disappointment after disappointment with these techniques. Now you’re looking for something that doesn’t overstate its potential but delivers consistent, reliable results. What you’re looking for is dollar cost averaging or DCA. When you DCA bitcoin, you gain valuable benefits both financially and otherwise. In our video, we provide an overview of DCA Bitcoin and the benefit it brings when you explore this approach. From aiming to create sustainable growth in your crypto portfolio to help you reduce […]
Read more » DCA Bitcoin The Benefits of Dollar Cost Averaging Bitcoin

Bitcoin Savings Account

[…]to know about it before investing. And that’s what we aim to do in this video. Our video shares five things you need to know about setting up and using a Bitcoin savings account. From its volatility and returns to diversification and more, our video offers a great starting point if you’ve considered exploring cryptocurrency as a way to build your savings. Want more details and insights about crypto, savings, and more? Check out some of our other videos, or drop on by our […]

What Are High Risk Merchant Services?

[…]on a regular basis and will almost certainly trigger regular card payments. High-risk products are things like software, tickets, and electronics. They don’t sell quite as often, and also have a higher risk of return. This makes them riskier for payment processing companies to get behind. Those Who Sell to High-risk areas Another group that might need high risk merchant services is those who sell their products to high-risk areas. This includes, in most cases, impoverished or underdeveloped countries. If the majority of your sales come from these countries, you’re going to have trouble obtaining a standard merchant account. As […]

Cash Discount Processing: Everything to Know

[…]and debit cards, but some are better suited for them. Businesses with a product or service that rarely changes are good candidates for a cash discount program. Examples of businesses that should consider cash discounts include: Restaurants Cafes Service businesses (plumbing, HVAC, pest control, etc.) Medical clinics Automotive shops Salons Businesses with a more extensive inventory might have a harder time implementing a cash discount. Large retailers, for example, have a constantly changing inventory that makes it more difficult. The reason certain businesses are better suited for cash discounts is because of how pricing works. When you offer a cash […]

Start a Local Small Business

[…]not being met. When you know know what products and services you want to offer, find out if others are already filling this niche. As there seems to be a place for your business, then go ahead and create a budget and a business plan. If your business will have a brick-and-mortar presence, find a good location. Set up a website for your company; this is critical if you won’t have a physical store open to the public. Consider making your business an LLC While creating the business plan, you’ll be thinking about how you want to organize your company. […]

Side Gig: The Essential Guide

[…]income they’ve lost due to being laid off or underemployed. After all, unemployment rates are at an all-time high. But the good news is that now more than ever, there are many ways to supplement your income or make some extra money. Here, First Financial shares some ideas to get you started: Offer Freelance Services If you have a skill or talent that others need, consider offering your services freelance. The gig economy in the U.S. is booming, so this is the best time to get started. There are many websites and platforms, such as Fiverr, Upwork, and Freelancer, where […]

Bitcoin Savings Account

[…]in recent years. Large crypto exchanges now regularly advertise at the Superbowl, Bitcoin ATMs are commonplace, and some stores accept Bitcoin transactions. This is a good sign that people are interested, and investments will continue to pour in. Diversifying investments means keeping an eye on the market. The surge in NFTs and crypto-based technologies should be a clear signal to investors about where to put their money. 5. Bitcoin Has a Fixed Supply, Meaning the Value Will Increase Over Time To be clear, Bitcoin is a volatile currency, and price fluctuations are the norm. However, Bitcoin is not like the […]

What Happens if You Don’t Pay Back a Loan?

[…]members who will want to help. Borrowing from your loved ones is the best solution since there are typically no interest rates involved and repayment terms are much more flexible. Financial matters can cause tension in relationships though, so it’s understandable if you don’t want to ask your social network for money. Use a Payday Loan If you’re employed, then consider getting a payday loan to make a loan payment on time. However, you should only save this for emergencies, as payday loans come with the highest interest rates around. But they can help you in a flash since the […]

What Are Payday Loans?

[…]got some loan choices available, then you might be wondering what the benefits of payday loans are. Here are some of the main pros. You Can Apply in Person or Online You can apply for payday loans at a brick-and-mortar lender. But if you don’t want to leave the comfort of your house, this is possible too. There are lots of online lenders you can browse without wasting time or gas. And once you find one you like, you can apply for online payday loans right on your computer. The Application Process Is Fast The application isn’t long and complicated, so […]

Financial Strategies to Help Young Veterans

[…]to finances, which may include managing basic needs, such as housing, and obtaining medical care once provided by the military. Fortunately, there are financial steps you can take to ease your transition. Set a Reasonable Budget While in the military, you may have qualified for incentives, subsidies, and tax exemptions. Once you transition to civilian life, most of these benefits may no longer be available for you, which means your income may be substantially less. Examine your expenses to determine which are a priority and which ones you can do without. For example, review your auto insurance plan and remove […]

Getting Through an Economic Downturn

[…]You can also try group meditation. Consume Consciously When you have limited money and products are more expensive, it’s smart to scrutinize the purchases you do make. If you aren’t sure about the quality of a product or service, check reviews on pet items, home appliances, and more. Be honest about whether you need an item now or if you can wait. If you buy something costly on credit, pay it back as quickly as possible. Paying additional interest can be particularly problematic in a time of economic uncertainty. For instance, continue buying essentials for your pet, such as food and […]

The Pros and Cons of Cash Advance Loans Online

[…]you want to learn if cash advances are right for you, you’ll want to keep reading. Here are the pros and cons of cash advance loans online. What Are Cash Advance Loans Online? Before you dive into the world of payday loans or cash advances, it is essential to know what they are. Cash advance loans online can be as small as $100 to $1500, depending on your chosen lender. Your next payday must repay the amount in a lump sum. The typical time frame is two weeks. Since they are for borrowers who need cash quickly. This makes it […]
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The Best Ways To Consolidate Credit Card Debt

[…]loan, or use a HELOC, learning more about these options can help your financial future. If you are ready to start on your path to consolidating credit card debt choose a company that cares about your financial future. Need fast cash? Reach out to our dedicated team of financial professionals to get started […]

The 5 Tips Young People Should Know To Protect Their Financial Health

[…]fund. If it comes time to purchase a home and you find you’re a little short on funds, there are financial assistance options that could help you make up the difference for your down payment. There are typically three different down payment assistance possibilities: tax credits, loans, and grants. Whether you’re eligible for these programs depends on your career and income, your location, and the type and cost of the house you want to purchase. Master the Keys to Good Budgeting Early On Having strong budgeting abilities is the key to healthy financial management. Learn how to make your own […]
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The Complete Guide to Choosing Auto Loan Providers: Everything to Know

[…]good credit, it may be difficult to get an auto loan from a traditional lender. However, there are still options available to you. There are a number of subprime lenders that specialize in providing loans to buyers with bad credit. These lenders will typically offer higher interest rates and less favorable loan terms. However, they can still provide you with the financing you need to purchase a vehicle. Keep this in mind if this situation applies to you. What Is the Typical APR of an Auto Loan? The typical APR of an auto loan will vary depending on a number of factors, such […]
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Common Personal Loan Application Mistakes and How to Avoid Them

[…]to pay attention to what the application, origination, late payment, and returned check fees are, not just what the monthly payment will be. If you’re not aware of these fees then it can be easy to make a mistake that you’ll be penalized for. For example, if your loan has a prepayment penalty, you could be charged extra for paying off your loan early. This is something you need to be aware of but could easily overlook. This also applies to reading the fine print on closing documents. These include important information regarding how interest is calculated, what forms of payment they […]
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Frequently Asked Questions – Personal Loans

[…]lender need to know what I’ll use the funds for? There are as many reasons to borrow as there are borrowers. You are entitled to use the money for anything you need. Our borrowers tell us they intend to use their personal loan for weddings, car and computer repairs, emergency medical expenses, funerals, holidays and more. Where do I find the terms, rates and details of my personal loan questions? First Financial isn’t your ultimate lender. Therefore, we don’t have access to that information. When you connect with your ideal lender, they will send you all the terms and conditions […]

Frequently Asked Questions – Merchant Services

[…]in the transaction, the bank takes back the full amount PLUS a fee. Can I avoid chargebacks? There are several smart steps you can take to make sure customer payments aren’t disputed. First, make sure your business name and website name match. Put your phone number and other contact information on your receipts so that the customer will choose to call you first to get their money back. Consider direct refunds your friend as they will keep the customer from calling their credit card issuer. Finally, always provide excellent customer service. Research exists that the cold, disconnected doctor gets more […]
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Frequently Asked Questions – Credit Cards

[…]Global Customer Assistance Services toll-free within the United States at: 1-800-847-2911 What are your rates, fees, costs and limitations? Rates, Fees, Costs & Limitations. Credit Card Payoff Calculator If your Credit Card question is not answered please submit it to our Help Desk. [gravityform id=”16″ title=”true” […]

Frequently Asked Questions – Auto Loans

[…]a certain dealership? Yes. All applications must be submitted through approved dealerships. Where are your dealerships located? We have approved dealerships located in all 50 states, Mexico and Canada. Finding a dealership is never an issue. What states do you do auto loans in? We do loans in all 50 States, Mexico and Canada. Can I use a cosigner for an auto loan? Yes. Can you do loans for motorcycles, ATV’s or mobile homes? No. We only do new and used cars and trucks. What are your interest rates, loan fees, terms and conditions? It all starts with our online […]

Contact

[…]as NPPS – Nations Payment Processing Services. Somebody called me with an approved loan and are asking for my bank information. Is this legit? First Financial® will never ask you to send money upfront for any reason or offer loan approvals over the phone, email or text. We will never ask you for your bank account information or social security number over the phone or by email. We do not do any direct mail, email, text or phone solicitation for any service that we offer. All of our applications must be completed online at our website. How do I get […]

Lost Your Card

Are you looking to report a lost or stolen card? 1-800-847-2911 Need to look up a lost or stolen card or need to look up your credit card account? Call the global customer assistance services, toll-free within the United States at  3 easy steps to a replacement for a lost or stolen card Contact 1-800-847-2911 any time We’re available by chat or phone to help you. Click the chat button or find the phone number, just select the country you’re calling from in the field above. Deactivate your card A representative will deactivate your credit or debit card and then […]

Careers

[…]will put you on a career track to reach your personal and professional goals. How To Choose the Career Path That’s Right for You. We are always looking for dynamic individuals Whether you’re new to the industry or have several years of experience, we will give you the product training, sales training and career development tools that will help you achieve personal success. Also. we’ll reward you for your contributions to the company’s growth along the way. To get more information on the employment opportunities that we offer and how to apply for them, please select the appropriate link below. […]

Credit Cards

[…]without a receipt An itemized list of your spending And much more. Even With Bad Credit There Are Still Credit Cards Available Whether you have bad credit, ok credit, or great credit, there is a credit card available for you. Of course, the higher your credit score, the more options you will have and the lower your interest rates will be. But, there are a variety of credit card options to cover most anyone’s needs, including student cards, secured credit cards, merchandise cards, and more. How to Improve Your Credit Score Student Credit Cards As a student, your credit report is just beginning. […]

Security

[…]computer Use an internet search engine, such as Google or Yahoo!, to search for the terms “adware” or “spyware” Avoid downloading files from unknown sources Research any software completely before downloading it to your personal computer Use the latest security software on your personal computer Avoid clicking on links provided in a suspicious email Save or “bookmark” frequently visited web sites to your list of favorites and then access these sites through your saved links *“Trojan horse” – A destructive program that masquerades as a benign application. Unlike viruses, Trojan horses do not replicate themselves but they can be just […]

Terms and Conditions

[…]Service. Intellectual Property The Service and its original content, features and functionality are and will remain the exclusive property of and its licensors. Links To Other Web Sites Our Service may contain links to third-party web sites or services that are not owned or controlled by . has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection […]

Privacy Policy

[…]identifiable information from children under 18. If you are a parent or guardian and you are aware that your child has provided us with Personal Information, please contact us. If we discover that a child under 18 has provided us with Personal Information, we will delete such information from our servers immediately. Compliance With Laws We will disclose your Personal Information where required to do so by law or subpoena. Changes To This Privacy Policy We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this […]

About First Financial | Learning About us Pays Off

[…]as a leader and a preferred partner in the rapidly evolving consumer lending markets; we are here to serve you. A+ Rated Better Business Bureau Our diverse partnerships consists of over 400 referral relationships of all sizes. Some business types, include associations, banks, credit unions, financial institutions, franchises and internet companies. Products and Services We Offer Auto Loans: Auto Loans 93% of all applicants approved! And this includes the fair, poor and bad credit applicants that make up 56% of all American borrowers. Since 1996, we have processed over 1,000,000 bad credit auto loans, some with approved amounts of up […]
Read more » About First Financial | Learning About us Pays Off

Cash Advance

[…]need your birthdate and the last four digits of your social for identification purposes. Once you are done providing this information, click to continue. Step 3: Review and Complete Your Information This is the final step where we ask you about your job, income, bank information, and more. Once you submit this form, it will be reviewed by multiple lenders. This process is free to use and you may find a lender willing to approve you within minutes. Step 4: Your Info is Reviewed By Lenders for a Cash Advance Every lender has different qualifications and terms. After submitting your information, lenders will review it in […]

Application Accepted

[…]an independent, advertising-supported comparison service. The card offers that appear on this site are from companies from which this website receives compensation. This compensation may impact how and where products appear on this site. Including, for example, the order in which they appear. This website does not include all card companies or all card offers available in the marketplace. This website may use other advertising proprietary factors to impact card offer. Listings on the website such as consumer selection or the likelihood of the applicant’s credit approval. First Financial will never contact you to send money upfront for any reason. […]

Merchandise Cards Offer You Convenience

[…]cards offer you a convenient way of getting the products you need, when you need them. These cards are affiliated with hundreds of name brands. They are looking to make it easy to get their products into consumer hands.  The range of vendors associated with merchandise cards make qualification easier.  When other credit card issuers turn you down for credit. Turning to a merchandise card can get you the items you want while giving you the option to pay over time. Most merchandise cards have affiliations with thousands of your favorite big brands.  Because merchandise cards report to the credit […]

Best Credit Cards for Students Online

[…]cash back on rotating categories like gas, restaurants and movies. Rebates never expire and issues are easily resolved with the help of the U.S. based customer service team. Trust A+ rated First Financial to help you with the money management tools that optimize your finances! It takes just minutes to fill out the application here for a student card. We look forward to helping you today! Experts agree that the number one way to raise your credit score is with a credit card. Review featured cards from our partners below: Advertising Disclosure  Your safety and security is our priority […]

Low Intro Rate Good Credit Card Offers

[…]Smart consumers keep a close eye on all fees their spending incurs. With the help of time, careful saving and spending habits build wealth! Apply for your low intro rate credit cards today! Review featured cards from our partners below: Advertising Disclosure  Your safety and security is our priority First Financial will never contact you to send money upfront for any reason. We will never ask for your bank account information, social security number over the phone or by email. We ask you to complete all information required on the form.  All request forms must be completed online at […]

Secure and Trusted ATM Services

[…]Safety and Security Recommendations Why use ATM Services from First Financial When your ATMs are not operating smoothly, you can’t serve your clients. We have the experience and knowledge to make sure the ATMs are working as they should be.Our staff set us apart because we hire and train the most qualified individuals to meet our clients’ needs. First Financial strives to promote continuous development. We gain a unique perspective of local and potential threats to ATM Services, so we can apply knowledge and deliver solutions. First Financial represents a critical service offering for both customers who rely on quick […]

Frequently Asked Questions

[…]online at our website. About – Questions What is your fax number? 1-800-215-0217 What are your business hours? Monday–Friday 5:00am–6:00pm Pacific or 8:00am–9:00pm Eastern) How do I access my loan online? Please contact your servicer directly. Where are you located? First Financial® | Corporate Headquarters Mailing Address: First Financial 2305 Historic Decatur Road, Suite 100 San Diego, California 92106 How do I know that First Financial is a real company? First Financial has an A+ rating from the Better Business Bureau and has been in business since 1996. Does First Financial share your information? privacy policy. What if I do not have […]

Personal Loans

[…]proud to be a top personal loan provider nationwide. See what people are saying about personal loans from First Financial: “First Financial personal loans are reliable because they give you your funds just as promised the very next day.” – Jose Saldana, TX “Luckily, I was able to find First Financial and they were able to deposit the funds into my account the following day. I even had money left over!” – Mark Porter, OH Thank you for giving me the loan. I really needed the money. Keep up the good work! – Draxie McMillin, FL Apply for a Fast […]

Auto Loans

[…]is easy.” – Steven Z. Memphis, TN Contact First Financial Today for Fast Auto Loans We are America’s best auto loan providers, whether you are after a personal loan, a business loan, or a car loan, look no further than First Financial. Get in touch with us and take your first step in achieving your desired lifestyle goals and dreams. What is a good credit score? We modify our auto loan services to meet your preferred needs. Contact […]

Helping You Prevent Fraud is Our Number one Priority

[…]agent” explains that another sum is needed for insurance. This technicality can be taken care of, again, by putting the amount on a cash card and providing the cash card numbers to the “loan agent” . . . as soon as possible, of course. To learn more signs of certain fraud, read the Beware Common Cash Advance and Loan Scams to prevent fraud: Clear Signals of Fraud page in our consumer notices section. More about First Financial Security Cash Advance and Loan Fraud Will Always Be with Us So We need to Prevent Fraud Most of us can’t comprehend taking […]
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Premier Low Cost High Risk Merchant Services

[…]since 1996, First Financial approves 95% of high-risk merchant processing account applicants. We are proud to serve “High Risk” businesses, and this unique part of the market has ensured our own success. We are proud to deliver the best, most secure solutions to the widest variety of applicants, even those with less-than-perfect credit. First Financial Merchant Services exists to keep all business, no matter the size or categorization, thriving! Next-Generation Automation Means Lower Processing Costs Every day, we adjust interest rates and costs to make sure we can offer the lowest in the industry.  Our state-of-the-art technological wizardry streamlines transactions […]

Zero Cost Cash Discount Card Processing

[…]guidance from a payment expert as your business grows. Streamline operations with the newest hardware and software. Get All the Low-Cost and Free Equipment You Need. Get the latest, most sophisticated POS, mobile, smart payment and contactless plug-and-play equipment sent overnight to you. Rely on friendly, dedicated merchant support if you need it. Our customer service team steps you through everything from set-up to funding. Testimonials “On my $50,000 in receipts every month, the 4% gets me a neat savings for more marketing. I’m even saving for a 4th display case. First Financial Merchant Services made it happen!” Vince Schuerch, […]

Merchant Services Request Form

[…]hide their fees, and provide inadequate customer service. But how to tell which providers are best for you? To have a dedicated account specialist contact you complete the form below. Questions? Call 1 (800) 315-7791 or contact the Help […]

Basic Lender Qualifications

[…]by Symantec as well as McAfee Secure to scan the online application form for malicious software. Our site is on a dedicated server and continuously tested and certified to be free of malware, viruses, phishing attacks  and other threats that can harm you and your computer. We will never ask you for money upfront for any reason. First Financial will never ask you to send us money upfront for any reason or ask for your bank account information or social security number over the phone or by email.  First Financial does not do phone or email applications. We do not use […]

Advertising Disclosure

[…]an independent, advertising-supported comparison service. The card offers that appear on this site are from companies from which this website receives compensation. This compensation may impact how and where products appear on this site. Including, for example, the order in which they appear. This website does not include all card companies or all card offers available in the marketplace. This website may use other advertising proprietary factors to impact card offer. Listings on the website such as consumer selection or the likelihood of the applicant’s credit […]

Fast, Easy, No Hassle Merchant Services

[…]account, which include equipment delivery and setup. Why First Financial Merchant Services Are Considered Premium First Financial has been approving 95% of merchant account services, including high-risk merchant applicants, since our launch in 1996. We provide a wide variety of merchants with all the latest advanced equipment and the most secure solutions, even if your credit is less than perfect. We are proud of our BBB A+ rating and our 25-year, blemish-free track record providing merchants with debit and credit card processing that helped keep businesses of all sizes running strong. Learn how to apply for business credit and maintain […]

How To Keep Your Small Business Bank Account Full

[…]keeping track of your finances. Without accurate records, you don’t know where you are and you can’t tell if you are improving. The right accounting solution can provide you with insights into your cash flow that can help you make better decisions about running your business. Accounting software can automatically generate profit and loss statements and balance sheet reports so that you always have instant access to your financial information. Effectively managing your cash flow is critical for the success of your business. Following these tips will help you ensure that you always have the financial flexibility you need to […]
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©1996-2023 First Financial®, All Rights Reserved. All other products and company names are trademarks of their respective companies. First Financial® does not provide any investment, financial, tax, legal or other professional advice. We recommend that you consult with financial and tax advisors to understand the risks and consequences of buying, selling and holding Bitcoin.*Not all lenders can provide up to $5,000. Must be 18 or over, outside of New York, South Dakota and Hawaii to sign up for a Bitcoin Savings Account.