First Financial wants you to make informed decisions about credit cards. That’s why we provide you with this overview of the credit cards we offer.
In today’s world, it is essential to have a credit card. While you can still use cash for a lot of purchases, there are some things only a credit card can buy. For example, you must have a credit card to shop online, take an Uber, make hotel or airline reservations, rent a car, rent a U-Haul truck, and more.
A credit card is also required to pay your bills online or over the phone. You can also cut through a lot of lines if you are paying with a credit card. With a credit card, you can send money to friends or relatives right on your phone or computer. This also saves you a trip and with the high prices of gas these days, using a credit card can save you money.
Credit cards today offer big savings, many advantages, and great benefits. Thus, they can even be customized with the credit card solutions that are right for you and your spending habits. Here’s what credit cards may offer:
Whether you have bad credit, ok credit, or great credit, there is a credit card available for you. Of course, the higher your credit score, the more options you will have and the lower your interest rates will be. But, there are a variety of credit card options to cover most anyone’s needs, including student cards, secured credit cards, merchandise cards, and more. How to Improve Your Credit Score
As a student, your credit report is just beginning. By keeping up with your credit card payments, your credit score will improve, so by the time you graduate from college, you should have a great credit rating. Having a good credit score today is more important than ever since a good score is now required for many things, including getting a good job, renting an apartment, qualifying for loans, and more.
Financial First provides students, who have little to no credit history with an A+ rated secured credit card. This is your chance to start building up your credit history and increase your credit score. Keep in mind that the better your credit is, the lower your interest rates will be on loans and the lower your mortgage payments will be once you choose to buy a home.
Merchandise cards allow you to make purchases from specific retailers and pay over time. These cards are much easier to qualify for and most allow you to shop at a wide variety of stores. Make your payments on time and watch your credit score rise.
Let’s discuss the best action plan for you. Get in touch with us to schedule a call. 1-800-315-7791
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