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Cash Discount Processing

Business owners pay no processing fees with cash discount processing and keep 100% of profits.


Cash Discount Credit & Debit Card Processing

  • Pay Zero Processing Costs with Cash Discount
  • Cash Discount Merchant Services Program
  • Merchants Keep All Their Revenue
  • Customers Enjoy All Convenient Payment Options
  • Hassle-free Analysis & Review
Cash Discount Processing Merchant Services Terminal

Why Does First Financial merchant Services Have the Best Cash Discount Programs? 

We are proud to provide secure solutions to a wide variety of business owners, even those with less-than-perfect credit. Since our inception in 1996, First Financial Merchant Services has always focused on providing solutions that enhance business profitability. We are particularly excited about our cash discount program because it can cut hundreds and even thousands of merchant processing costs each month. We know well that many businesses have just enough working capital to make it to the next month. When our merchants tell us that our programs have helped them stay in business, we could not be more thrilled. Our A+ Better Business Bureau rating maintained over 25 years attests to our dedication to business success. A+ Rated Better Business Bureau

Cash-paying customers pay the advertised price. Credit and debit card users pay a small convenience fee 3.99%

Processing Fees Go Poof! With the Merchant-Profit-Focused Cash Discount Program Reinvest the hundreds or thousands you save into your business. Why not create your own working capital?  The Cash Discount program to propel your business because more cash payments always benefit a business. Get more cash payments with fewer chargebacks, data issues and fraud risks. Project profits more accurately when cash and credit profits stay the same. First Financial merchants  are already recapturing revenue.

First Financial Cash Discount program accepts 95% of applicants. Once you complete your online application, you’ll know whether you’ve been accepted within 24 hours. Review your cash discount program offer and accept the terms and conditions to finalize it. Once you choose and accept the offer, our customer service team will call and go over the next steps.

Attract more cash payers with cash discount signage. Rely on guidance from a payment expert as your business grows. Streamline operations with the newest hardware and software. Get All the Low-Cost and Free Equipment You Need. Get the latest, most sophisticated POS, mobile, smart payment and contactless plug-and-play equipment sent overnight to you. Rely on friendly, dedicated merchant support if you need it. Our customer service team steps you through everything from set-up to funding.


“On my $50,000 in receipts every month, the 4% gets me a neat savings for more marketing. I’m even saving for a 4th display case. First Financial Merchant Services made it happen!”

Vince Schuerch, Lincoln, NB

“First Financial got us into a cash discount program after we’d been turned down several times. First Financial Merchant Services saved the day and probably our business.”

Barbara Mauro, Tempe, AZ

Kenneth and Michelle always pick up the phone, so I don’t have to miss out on any sales. So nice to get a little back-up when running a business by yourself.”

Santosh Datur, Bend OR


Questions? Call 1 (800) 315-7791 or contact the Help Desk

First Financial Merchant Services

Zero Cost Credit & Debit Card Processing


Office worker talking on cell phone in office about cash discount processing

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