Get your frequently asked auto loan questions here.
Yes. We work we work with all credit scores.
Yes. Bankruptcies must be discharged or a letter from your trustee is required.
We have the largest dealership network in the nation.
Yes. All applications must be submitted through approved dealerships.
We have approved dealerships located in all 50 states, Mexico and Canada. Finding a dealership is never an issue.
We do loans in all 50 States, Mexico and Canada.
No. We only do new and used cars and trucks.
It all starts with our online application. After we verify your information, you will be presented with the best available loan offer for your unique situation. Once you receive your loan offer, you will be able to review all of the rates, fees, terms and conditions prior to accepting the loan offer.
That will be determined by your loan consultant after you complete the application.
The only requirement we have is if your credit score is lower than 625, you will need at least $1500 per month in income. What is a good credit score?
After you complete the application a representative will contact you within 24 to 48 hours. They will discuss with you if they need any additional information to approve your loan.
First Financial has an A+ rating from the Better Business Bureau. We have been in business for over 20 years.
Already applied? Click here to check the status of your application. Phone: (866) 902-4403 Office Hours: Monday through Friday 9am to 6pm EST
If First Financial is not able to do the loan for you, our dealership partner will place the loan with one of our 90 other lenders in the network. This insures the highest approval rate in the nation.
No. First Financial only provides loans for new and used cars and trucks.
No. We do not do title loans.
First Financial® | Corporate Headquarters | Mailing Address: First Financial 2305 Historic Decatur Road, Suite 100, San Diego, California 92106
Client Service Center: Main: 1-800-315-7791 Fax: 1-800-215-0217
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©1996-2023 First Financial®, All Rights Reserved. All other products and company names are trademarks of their respective companies. First Financial® does not provide any investment, financial, tax, legal or other professional advice. We recommend that you consult with financial and tax advisors to understand the risks and consequences of buying, selling and holding Bitcoin.*Not all lenders can provide up to $5,000. Must be 18 or over, outside of New York, South Dakota and Hawaii to sign up for a Bitcoin Savings Account.