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Basic Lender Qualifications

There are some basic Lender qualifications. Since we do not go by credit score, completing the online request form will not affect your credit report. 

How is First Financial different?

It all starts with the online request form. The online request form is the most comprehensive in the industry. The application is designed for people with low credit scores or bad credit. The online request form takes into consideration many factors such as income, employment, residence and banking history. Typically issuing a result in as little as 5 minutes.

Here are some of the basic qualifications:

How does the online request form process work and basic lender qualifications?

After completing the online request, you will know in about 5 minutes what your result is. Once you have filled out your online request, on the final page of the form. You will be given directions that you must follow to complete the process. Once accepted, your cash is usually deposited in your bank account the next business day.

What are interest rates, loan fees, terms and conditions?

It all starts with the online request form.  Once you receive your offer, you will be able to review all of the rates, fees, terms and conditions prior to accepting the offer.

Are there up front costs?


How do I know my information is secure?

SSL Secure Application: https://firstfinancialonlineapp.net/

We use 256-bit encryption from Norton Secured powered by Symantec as well as McAfee Secure to scan the online application form for malicious software. Our site is on a dedicated server and continuously tested and certified to be free of malware, viruses, phishing attacks  and other threats that can harm you and your computer.

We will never ask you for money upfront for any reason.

First Financial will never ask you to send us money upfront for any reason or ask for your bank account information or social security number over the phone or by email.  First Financial does not do phone or email applications. We do not use any direct mail, email, text or phone solicitation for any service we offer. First Financial will never offer to deposit money into your bank account, then ask you to take a portion of the money out and send it to us on a prepaid debit card. We do not require insurance on loans, upfront fees or processing fees of any kind. Advertising Disclosure

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