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Frequently Asked Questions – Credit Cards

Get you frequently Credit Card questions answered here.

Apply for the Right Credit Card the First Time

Do you work with low credit scores or bad credit when applying for a credit card?

Yes. First Financial does not require perfect credit for approval.

How long does it take to get approved for a credit card?

Complete our easy online application and get a response in as little as 5 minutes. Its smart to get your credit card questions answered before applying for a credit card.

How do I apply for a credit card?

https://www.firstfinancial.com/credit-cards/

Does a credit card from First Financial report to the credit agencies?

Yes.

What happens if I lose my card?

Call Visa Global Customer Assistance Services toll-free within the United States at: 1-800-847-2911

What are your rates, fees, costs and limitations?

Rates, Fees, Costs & Limitations.

Credit Card Payoff Calculator

If your Credit Card question is not answered please submit it to our Help Desk.

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First Financial® | Corporate Headquarters | Mailing Address: First Financial 2305 Historic Decatur Road, Suite 100, San Diego, California 92106

Client Service Center: Main: 1-800-315-7791 Fax: 1-800-215-0217

First Financial® & First Financial Online® are Federally Registered Trademarks

©1996-2023 First Financial®, All Rights Reserved. All other products and company names are trademarks of their respective companies. First Financial® does not provide any investment, financial, tax, legal or other professional advice. We recommend that you consult with financial and tax advisors to understand the risks and consequences of buying, selling and holding Bitcoin.*Not all lenders can provide up to $5,000. Must be 18 or over, outside of New York, South Dakota and Hawaii to sign up for a Bitcoin Savings Account.