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Frequently Asked Questions – Credit Cards

Get you frequently Credit Card questions answered here.

Apply for the Right Credit Card the First Time


Do you work with low credit scores or bad credit when applying for a credit card?

Yes. First Financial does not require perfect credit for approval.

How long does it take to get approved for a credit card?

Complete our easy online application and get a response in as little as 5 minutes. Its smart to get your credit card questions answered before applying for a credit card.

How do I apply for a credit card?


Does a credit card from First Financial report to the credit agencies?


What happens if I lose my card?

Call Visa Global Customer Assistance Services toll-free within the United States at: 1-800-847-2911

What are your rates, fees, costs and limitations?

Rates, Fees, Costs & Limitations.

Credit Card Payoff Calculator

If your Credit Card question is not answered please submit it to our Help Desk.

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