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How to Know if You Are a High-Risk Merchant

[…]Model There are some businesses that have questionable sales models. The ones that most people are wary of are MLMs. Half of them are a scam and the other half are questionable at best. Even if your MLM is 100% legit, credit card processing companies may be hesitant to work with you. Low Personal Credit Score Before you open a business, you’ll need to work on your credit score. Having good credit will increase the chances of you getting approved for a loan that will help you get your startup off the ground. You’ll also be less likely to get […]

What Are High Risk Merchant Services?

[…]on a regular basis and will almost certainly trigger regular card payments. High-risk products are things like software, tickets, and electronics. They don’t sell quite as often, and also have a higher risk of return. This makes them riskier for payment processing companies to get behind. Those Who Sell to High-risk areas Another group that might need high risk merchant services is those who sell their products to high-risk areas. This includes, in most cases, impoverished or underdeveloped countries. If the majority of your sales come from these countries, you’re going to have trouble obtaining a standard merchant account. As […]

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