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Frequently Asked Questions – Personal Loans

[…]back? What is the APR? Since First Financial is not the ultimate lender, we do not list the terms, rates, annual percentage rates (APRs), or fees associated with the loans offered to you. All of these elements vary from lender to lender. Before you accept the loan offer, you must review them carefully on the lender’s website. It’s the lender’s obligation to state loan terms clearly. If you do not understand any term, make sure to reach out to a customer service representative. Never agree to terms or provide an electronic signature unless you accept all features of the personal […]

Frequently Asked Questions – Merchant Services

[…]and particularly B2B businesses needs merchant services which includes a merchant account. Rates & Fees: Merchant Services Questions What do merchant services charge/cost? Typically, a portion of every sale goes to the merchant processor. This amount runs between 1.5 and 4 percent. This includes all fees paid to card issuers, the gateway and networks via assessment fees. Many factors affect where the per-sale fee lands, including the business’ industry (high- or low-risk), whether point-of-sale (bricks-and-mortar) or ecommerce (website), your volume of sales and amount of average sale. A business in a low-risk industry that has year-round (rather than seasonal) sales […]
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Frequently Asked Questions – Credit Cards

[…]Customer Assistance Services toll-free within the United States at: 1-800-847-2911 What are your rates, fees, costs and limitations? Rates, Fees, Costs & Limitations. Credit Card Payoff Calculator If your Credit Card question is not answered please submit it to our Help Desk. [gravityform id=”16″ title=”true” […]

Frequently Asked Questions – Auto Loans

[…]ATV’s or mobile homes? No. We only do new and used cars and trucks. What are your interest rates, loan fees, terms and conditions? It all starts with our online application. After we verify your information, you will be presented with the best available loan offer for your unique situation. Once you receive your loan offer, you will be able to review all of the rates, fees, terms and conditions prior to accepting the loan offer. How much down payment do I need to put down for an auto loan? Stl That will be determined by your loan consultant after […]

Credit Cards

[…]course, the higher your credit score, the more options you will have and the lower your interest rates will be. But, there are a variety of credit card options to cover most anyone’s needs, including student cards, secured credit cards, merchandise cards, and more. How to Improve Your Credit Score Student Credit Cards As a student, your credit report is just beginning. By keeping up with your credit card payments, your credit score will improve, so by the time you graduate from college, you should have a great credit rating. Having a good credit score today is more important than ever since a good score […]

About First Financial | Learning About us Pays Off

[…]always here for you to ensure that you have the support you need to navigate fluctuating interest rates and make the best financial decisions for your family. Learning About us Pays Off Please take the time to learn about us and our mission statement. Learn more about us from our excellent reviews. Committed to navigating today’s financial markets with integrity, while providing unparalleled service and value on every transaction. Our friendly, knowledgeable and professional staff will inspire you to experience what true service is all about. Acknowledged as a leader and a preferred partner in the rapidly evolving consumer lending […]
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Application Accepted

[…]convenient website that offers vehicle loans online nationwide at the lowest possible auto loan rates. Helping you prevent fraud is our number one priority.   Thank you for submitting your auto loan request. You will receive a response within 24 hours or next business day Client Services, Please note it may take up to 24 Hours to be processed For all questions regarding the status of your applications: Phone: (866) 902-4403 Office Hours: Monday through Friday 9am to 6pm EST Auto loan Calculator This website is an independent, advertising-supported comparison service. The card offers that appear on this site are […]

Fast and Safe Secured Credit Cards

[…]cards. Over time, those with the highest credit scores get the best mortgage, auto and other loan rates, saving significant money. Review featured cards from our partners below: Advertising Disclosure  Your safety and security is our priority First Financial will never contact you to send money upfront for any reason. We will never ask for your bank account information, social security number over the phone or by email. We ask you to complete all information required on the form.  All request forms must be completed online at our website and do not offer phone or email applications. First Financial […]

Low Intro Rate Good Credit Card Offers

[…]for good credit. With your credit rating of 700 or over these cards offer some of lowest interest rates and most generous rewards in the industry. This can amount to a lot of rewards for you to spend any way you choose. Escaping interest expenses for over a year also saves you hundreds that you can put towards retirement and other savings accounts. Reap the rewards you’ve earned being responsible borrower by using the best credit cards for good credit below! Low Intro Rate Credit Cards Low intro rate credit cards allow consumers to allocate more money to reducing overall […]

Auto Loans

[…]more. Modest Interest Rates Compared to traditional methods, First Financial offers lower interest rates that suit your budget. The interest difference may appear minimal, but it’s worthwhile in the long run. Our Process Step 1: Contact Us Get in touch with us and submit your loan request. Fill out the online auto loan application form as advised. Step 2: Get Approved Our auto loan providers will go through your application form to ensure you are eligible for a loan. This will be done in a few minutes. If we are not able to give you an auto loan offer, we […]

Helping You Prevent Fraud is Our Number one Priority

[…]like Citibank, Money Mutual or First Financial. Some websites advertise loan offers at very low rates on these websites, but they never make a single loan. They simply collect your personal data including bank account numbers, social security numbers and more. These companies deny every applicant, BUT the information they’ve collected is a gold mine. They sell it to a second operation. Using a familiar bank name and the target’s personal information, this second company has little problem convincing unsuspecting consumers that it’s legitimate. Often, it explains that it has “more flexible” loan requirements because it is larger or more […]
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Premier Low Cost High Risk Merchant Services

[…]in the industry.  Our state-of-the-art technological wizardry streamlines transactions and accelerates processing time; keeping staffing costs low. We pass our savings on to you in the form of low rates and fees. More Frequently Asked Questions Testimonials “I was just about to give up on offering cards payments (business suicide) when I found First Financial high-risk merchant services.” Carol Li Jonesboro, Phoenix, AZ “I always hear about the newest payment method from First Financial High-Risk Merchant Services. When a new customer comes in waving their phone to pay, I get to say “Sure we accept that!” A Great Company!” Jacob […]

Basic Lender Qualifications

[…]your cash is usually deposited in your bank account the next business day. What are interest rates, loan fees, terms and conditions? It all starts with the online request form.  Once you receive your offer, you will be able to review all of the rates, fees, terms and conditions prior to accepting the offer. Are there up front costs? No. How do I know my information is secure? SSL Secure Application: https://firstfinancialonlineapp.net/ We use 256-bit encryption from Norton Secured powered by Symantec as well as McAfee Secure to scan the online application form for malicious software. Our site is on a dedicated […]

Fast, Easy, No Hassle Merchant Services

[…]Simple, Hassle-Free Merchant Services with Low Rates Fast, hassle-free merchant services with low rates, no commitments, and no application or termination fees. Request A Merchant Account Merchants considered high risk include: Terminated merchants Merchants with frequent returns International businesses New business startups Unique industries And more   Merchant Services First Financial offers debit and credit card processing with rates as low as $0.03 and 0.10% per transaction for processing cost control. Enjoy hassle-free merchant services that include analysis and review. There are no setup, application, annual, or merchant account fees and no commitments or long-term contracts. To qualify, your business must be registered […]

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©1996-2023 First Financial®, All Rights Reserved. All other products and company names are trademarks of their respective companies. First Financial® does not provide any investment, financial, tax, legal or other professional advice. We recommend that you consult with financial and tax advisors to understand the risks and consequences of buying, selling and holding Bitcoin.*Not all lenders can provide up to $5,000. Must be 18 or over, outside of New York, South Dakota and Hawaii to sign up for a Bitcoin Savings Account.