[…]how do lenders determine the interest rate on a particular loan or credit card? Aside from prime rates and funds rates, lenders also consider the prospective borrower’s creditworthiness. If you want a better rate on your next loan or credit card, pay attention to the following important factors. Credit Score Someone’s credit score is an excellent indicator of their credit history. And lenders will base their beliefs about your ability to repay a loan on your past behaviors. In general, there are five factors that go into a credit score: Payment history (how often do you make payments late or […]
[…]products you sell, we can provide you with high-quality merchant services at reasonable interest rates. Contact us now to discuss […]
[…]the income they’ve lost due to being laid off or underemployed. After all, unemployment rates are at an all-time high. But the good news is that now more than ever, there are many ways to supplement your income or make some extra money. Here, First Financial shares some ideas to get you started: Offer Freelance Services If you have a skill or talent that others need, consider offering your services freelance. The gig economy in the U.S. is booming, so this is the best time to get started. There are many websites and platforms, such as Fiverr, Upwork, and Freelancer, […]
