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Frequently Asked Questions – Personal Loans

[…]back? What is the APR? Since First Financial is not the ultimate lender, we do not list the terms, rates, annual percentage rates (APRs), or fees associated with the loans offered to you. All of these elements vary from lender to lender. Before you accept the loan offer, you must review them carefully on the lender’s website. It’s the lender’s obligation to state loan terms clearly. If you do not understand any term, make sure to reach out to a customer service representative. Never agree to terms or provide an electronic signature unless you accept all features of the personal […]

Frequently Asked Questions – Merchant Services

[…]and particularly B2B businesses needs merchant services which includes a merchant account. Rates & Fees: Merchant Services Questions What do merchant services charge/cost? Typically, a portion of every sale goes to the merchant processor. This amount runs between 1.5 and 4 percent. This includes all fees paid to card issuers, the gateway and networks via assessment fees. Many factors affect where the per-sale fee lands, including the business’ industry (high- or low-risk), whether point-of-sale (bricks-and-mortar) or ecommerce (website), your volume of sales and amount of average sale. A business in a low-risk industry that has year-round (rather than seasonal) sales […]
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Frequently Asked Questions – Credit Cards

[…]Customer Assistance Services toll-free within the United States at: 1-800-847-2911 What are your rates, fees, costs and limitations? Rates, Fees, Costs & Limitations. Credit Card Payoff Calculator If your Credit Card question is not answered please submit it to our Help Desk. [gravityform id=”16″ title=”true” […]

Frequently Asked Questions – Auto Loans

[…]ATV’s or mobile homes? No. We only do new and used cars and trucks. What are your interest rates, loan fees, terms and conditions? It all starts with our online application. After we verify your information, you will be presented with the best available loan offer for your unique situation. Once you receive your loan offer, you will be able to review all of the rates, fees, terms and conditions prior to accepting the loan offer. How much down payment do I need to put down for an auto loan? Stl That will be determined by your loan consultant after […]

Credit Cards

[…]course, the higher your credit score, the more options you will have and the lower your interest rates will be. But, there are a variety of credit card options to cover most anyone’s needs, including student cards, secured credit cards, merchandise cards, and more. How to Improve Your Credit Score Student Credit Cards As a student, your credit report is just beginning. By keeping up with your credit card payments, your credit score will improve, so by the time you graduate from college, you should have a great credit rating. Having a good credit score today is more important than ever since a good score […]

About First Financial | Learning About us Pays Off

[…]always here for you to ensure that you have the support you need to navigate fluctuating interest rates and make the best financial decisions for your family. Learning About us Pays Off Please take the time to learn about us and our mission statement. Learn more about us from our excellent reviews. Committed to navigating today’s financial markets with integrity, while providing unparalleled service and value on every transaction. Our friendly, knowledgeable and professional staff will inspire you to experience what true service is all about. Acknowledged as a leader and a preferred partner in the rapidly evolving consumer lending […]
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Application Accepted

[…]convenient website that offers vehicle loans online nationwide at the lowest possible auto loan rates. Helping you prevent fraud is our number one priority.   Thank you for submitting your auto loan request. You will receive a response within 24 hours or next business day Client Services, Please note it may take up to 24 Hours to be processed For all questions regarding the status of your applications: Phone: (866) 902-4403 Office Hours: Monday through Friday 9am to 6pm EST Auto loan Calculator This website is an independent, advertising-supported comparison service. The card offers that appear on this site are […]

Fast and Safe Secured Credit Cards

[…]cards. Over time, those with the highest credit scores get the best mortgage, auto and other loan rates, saving significant money. Review featured cards from our partners below: Advertising Disclosure  Your safety and security is our priority First Financial will never contact you to send money upfront for any reason. We will never ask for your bank account information, social security number over the phone or by email. We ask you to complete all information required on the form.  All request forms must be completed online at our website and do not offer phone or email applications. First Financial […]

Low Intro Rate Good Credit Card Offers

[…]for good credit. With your credit rating of 700 or over these cards offer some of lowest interest rates and most generous rewards in the industry. This can amount to a lot of rewards for you to spend any way you choose. Escaping interest expenses for over a year also saves you hundreds that you can put towards retirement and other savings accounts. Reap the rewards you’ve earned being responsible borrower by using the best credit cards for good credit below! Low Intro Rate Credit Cards Low intro rate credit cards allow consumers to allocate more money to reducing overall […]

Auto Loans

[…]more. Modest Interest Rates Compared to traditional methods, First Financial offers lower interest rates that suit your budget. The interest difference may appear minimal, but it’s worthwhile in the long run. Our Process Step 1: Contact Us Get in touch with us and submit your loan request. Fill out the online auto loan application form as advised. Step 2: Get Approved Our auto loan providers will go through your application form to ensure you are eligible for a loan. This will be done in a few minutes. If we are not able to give you an auto loan offer, we […]

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©1996-2023 First Financial®, All Rights Reserved. All other products and company names are trademarks of their respective companies. First Financial® does not provide any investment, financial, tax, legal or other professional advice. We recommend that you consult with financial and tax advisors to understand the risks and consequences of buying, selling and holding Bitcoin.*Not all lenders can provide up to $5,000. Must be 18 or over, outside of New York, South Dakota and Hawaii to sign up for a Bitcoin Savings Account.