What Are High Risk Merchant Services?
[…]products you sell, we can provide you with high-quality merchant services at reasonable interest rates. Contact us now to discuss […]
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Side Gig: The Essential Guide
[…]the income they’ve lost due to being laid off or underemployed. After all, unemployment rates are at an all-time high. But the good news is that now more than ever, there are many ways to supplement your income or make some extra money. Here, First Financial shares some ideas to get you started: Offer Freelance Services If you have a skill or talent that others need, consider offering your services freelance. The gig economy in the U.S. is booming, so this is the best time to get started. There are many websites and platforms, such as Fiverr, Upwork, and Freelancer, […]
Bitcoin Savings Account
[…]Account Often Gives Greater Returns Big institutions like banks will often offer low-interest rates for savings accounts. This makes it great to have a savings account for the long term. But in the short term, you won’t make as much money. With a Bitcoin savings account, you could be looking at returns as high as 20%. That’s a huge ROI for a simple savings plan and one that allows you to cash in more often. While the price volatility is a downside in some regards, it’s a huge advantage in others. Your Bitcoin savings can accrue a lot of interest thanks […]
What Happens if You Don’t Pay Back a Loan?
[…]to help. Borrowing from your loved ones is the best solution since there are typically no interest rates involved and repayment terms are much more flexible. Financial matters can cause tension in relationships though, so it’s understandable if you don’t want to ask your social network for money. Use a Payday Loan If you’re employed, then consider getting a payday loan to make a loan payment on time. However, you should only save this for emergencies, as payday loans come with the highest interest rates around. But they can help you in a flash since the application process, approval, and […]
What Are Payday Loans?
[…]the main ones you should be aware of. Interest Rates Are High If you think credit card interest rates are high, then wait until you see the ones attached to payday loans. Some states don’t have rate caps; for example, before one was introduced in Ohio, payday loan rates stood at 677%! In the state of California, the typical interest rate is 460%. But if desperately need money and are certain you can immediately pay off the loan with your next paycheck, it can save you in a pinch. Rollovers Can Add Up While rollovers are handy when you can’t pay […]
Financial Strategies to Help Young Veterans
[…]loans, as they typically have no down payment, no private mortgage insurance, and their interest rates are generally low. Take Advantage of Discounts and Benefits There are many kinds of benefits and discounts available to former military members. For example, you can apply for GI Bill benefits if you decide to apply for graduate school or college. You can also take advantage of military discounts offered by various San Diego or online stores, helping you save a significant amount of money. Take Command of Your Financial Life You don’t have to face financial constraints as a new veteran transitioning to […]
The Pros and Cons of Cash Advance Loans Online
[…]Loans Online As with anything, there are a few cons. The biggest drawback is the high-interest rates these loans charge. Given that you won’t have to go through the long process of a traditional loan, you will pay more for the money. Some cash advance loans online charge fees up to 15% of the total borrowed amount, pulse interest. On top of that, the interest fees can be as high as 100% or more of the borrowed amount. Another con to consider for payday loans is they are short-term. This means that you must pay them back within two weeks. […]
The Best Ways To Consolidate Credit Card Debt
[…]from a bank can also give you access to more significant loan amounts. On top of that, discounted rates may be available too.You can try an online leader if you don’t want to use a credit union or a bank for a personal loan. With an online lender, you can check to see if you pre-qualify without it affecting your credit score. The great thing about pre-qualifying for a personal loan is it can give you information about the loan amount, possible payment amounts, and interest rates. Balance Transfer Another great option is to do a balance transfer as you […]
The Complete Guide to Choosing Auto Loan Providers: Everything to Know
[…]from multiple providers. This will give you a better idea of who can offer you the best interest rates and repayment terms. Be sure to compare these offers side-by-side so you can make the best decision for your needs. Read the Loan Terms and Conditions Carefully Once you’ve chosen a loan provider, it’s essential that you read the loan terms and conditions carefully. This includes the interest rate, repayment schedule, and any fees or penalties that may be associated with the loan. Unfortunately, many buyers neglect to do so when looking to secure financing. This can lead to a large […]
Common Personal Loan Application Mistakes and How to Avoid Them
[…]penalties as well as different basic requirements for approval. Compare the various: Interest rates Origination fees Payment schedules Prepayment penalties While it can be very tempting to go with the first option that you find, this can wind up costing you more over the life of the loan in interest and fees. Be sure to compare local banks, national banks, credit unions, online lenders, and different types of loans. One of the things you should pay close attention to when choosing your personal loan provider is their lending practices and any kind of predatory actions. These are things such as abnormally high-interest […]
