[…]sure you confirm that the lender allows co-signers before you apply. Not all personal loans offer the option to add one, so it’s important to confirm this before you fill out the application. Keep in mind that the co-signer listed on the loan application will not have access to the loan funds or payment information. However, they are promising to repay the loan if you are unable to do so. If you don’t make payments, both of your credit scores could suffer. 3. Shop Around Whether you’re buying a new home, applying for a credit card, or looking for a […]
[…]to recover any additional money you owe on the balance. These personal auto loans are usually offered by credit unions and banks. Since the loan is tied to the vehicle, you may get the best rates and terms with a secured auto loan. Borrowers with a high FICO score or credit rating tend to get the best deals and the best rates. Some auto manufacturers also offer low rates on cars for those with good to excellent credit. As for the best rates, you may find that the lower rates are available on newer cars. Used vehicles may have a […]
[…]own special category. They’re almost always seen as high-risk. Let’s say that you offer a month-long free trial. Chances are a large number of customers will forget to cancel their free trial, resulting in chargebacks and account suspensions. Being a High-Risk Merchant Isn’t the End Being considered a high-risk merchant can feel scary, but it isn’t the end of the world. While you won’t have as many payment processing and loan options, you’ll still have some. We at First Financial believe that all merchants should have the chance for success. That’s why we approve almost 95% of all businesses, even […]
