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First Financial  
 
Personal Loans

Personal Loans

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A+ Rated Better Business Bureau

First Financial is the nation’s leading source for personal loans, for people with low credit scores or bad credit. Once you have filled out your online request, on the final page of the form, you will be given directions that you must follow to complete the process. Once accepted, your cash is usually deposited in your bank account the next business day.

Questions call: 1-800-315-7791

Click here for application status: Application Status

* This is a no obligation loan offer service. You must accept the offer presented to you before being finalized.

    • Fast Approvals
    • All Credit Scores
    • Flexible Terms
    • Fast Funding
    • No Hidden Fees

 

Personal Loan
  • Fast Approvals
  • All Credit Scores
  • Flexible Terms
  • Fast Funding
  • No Hidden Fees

Personal Loan

 

“This service is not available in New York or to New York borrowers due to interest rate limits under New York Law”

Personal Loans for Good, Fair, Low or Bad Credit Scores

First Financial not only has the most competitive rates for high-credit-score borrowers, we welcome those with fair, poor and bad credit because they make up 56% of the current American population. [i]

The Perfect Loan to Manage On-the-Go 

A-rated First Financial knows that today’s consumers want to access financial products at their convenience. That’s why we rejected the traditional bank model for an Internet-only structure. Enjoying all the security any bank creates, you can use your laptop or tablet to:

  • Make payments from your laptop, tablet and soon, your mobile device
  • Review statements and recent payments
  • Update your account information anytime, if you move or want to change your logins
  • Make a one-time payment, set up auto-pay or schedule future payments.

There has never been a better time for managing personal finances. As recently as 10 years ago, loan and bank statements used to come monthly and much information seemed walled up behind the doors of the bank. Those days are over! Now borrowers and banking customers can watch their loan, checking and savings balances every day if they want to. They can complain and get answers on Facebook and Instagram. The power lies in the 21st century consumers’ hands and First Financial strives to keep it there.

Check Your Personal Loan Rates with No Credit Score Impact

You’ve probably learned by now that each new credit card, line of credit or loan involves the lender checking your credit score. The credit bureaus see these inquiries and promptly lower your credit score, often as much as 10 points per inquiry. Our personal loan source gives you the freedom of checking just the loan amount and rate you would qualify for without running a credit check. A credit inquiry occurs only if and when you decide that the rates and terms are the best for you.

First Financial: Improving Credit Scores Across America

Financial experts agree: a personal loan can help to improve your credit score. How?

When you consolidate high interest rate credit cards on a lower interest rate loan and pay the full amount each month reliably, the credit bureaus take notice. Your score inches up. In fact, in a 2014 study of 14,986 borrowers, 77% of respondents found their credit score increased within three months of getting the personal loan. More, their average score increase during that very short period was 21 points![ii]  Ready to lower your credit card payments, build that nursery or take the vacation that will reinvigorate the entire family?

Get a personal loan today!

If a large, bricks-and-mortar bank has recently offered you a high interest rate personal loan or even turned you down due to your low or bad credit score, tell them to get with the 21st century! First Financial can help you find a loan when others say no. Designed by a team of experienced financial managers focusing on this market, this comprehensive application more accurately gauges the subtleties of a borrower’s financial history. There have been thousands of  personal loans placed for people with special needs, even most students, bankruptcy-filers and low-income individuals.

[i] Same

[ii] Based on responses from 14,986 borrowers in a survey of 70,150 randomly selected borrowers conducted from July 1, 2014 – July 1, 2015,


First Financial

First Financial ® Corporate Headquarters 2850 Womble Road Suite 100-604 San Diego, CA 92106

Client Service Center: Main: 1-800-315-7791 Fax: 1-800-215-0217 (Monday–Friday 5:00am–6:00pm Pacific or 8:00am–9:00pm Eastern)

Merchant Services / High Risk Merchant Accounts: 1-800-950-0212 Fax: 1-800-215-0217

 

First Financial® is a Federally Registered Trademark

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