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Personal Loans

Funds in your account as soon as tomorrow.


Simple, Safe and Fast!

Fast Approvals – All Credit Scores – Flexible Terms – Fast Funding  – No Hidden Fees

Just select “Get Started” and enter your state to see what offers are available for you.

A+ Rated Better Business Bureau 

This is an excellent solution for all credit types. First Financial is the nation’s leading source of personal loans for people with low credit scores or bad credit. If you have good credit, bad credit or even no credit this is the solution for you. After the process is complete you can expect your funds to be deposited into your personal bank account as soon as the next business day.

First Financial will never ask you to send money upfront for any reason. We will never ask for your bank account information, social security number over the phone or by email. We will ask for this information on the request form. You must complete this form online. In addition, we do not offer phone or email applications. First Financial do not use any direct mail, email, text or phone solicitation for any service that we offer. In addition, will never offer to deposit money into your bank account, then ask you to take a portion of the money out and send it to us on a prepaid debit card. We do not require insurance, upfront fees or processing fees of any kind.

“This service is not available in New York or to New York borrowers due to interest rate limits under New York Law “

What Are Basic Lender Qualifications?

How does the online request form process work?

The information on the online request form is required and used for identity verification. After completing the online request form, you may be presented with an offer  to review and accept the terms and conditions. Once finalized, the money can be deposited directly into your personal bank account as soon as the following business day.

What are the interest rates, loan fees, terms and conditions?

Since everyone’s situation is different, you will be presented with offers for your unique situation. Once you receive your offer, you will be able to review all of the rates, fees, terms and conditions prior to accepting the offer. At that point you can choose the option that work best for you. You will need to opt out if not interested.

Are there up front costs? 

No. We do not require money upfront for any reason.

How do I know my information is secure?

We use 256-bit encryption from Norton Secured powered by Symantec as well as McAfee Secure.

How is First Financial different?

The online request form is the most comprehensive in the industry and esigned for people with low credit scores or bad credit. The online request form takes into consideration basic factors such as income, employment, residence and banking history; Typically issuing a result in as little as 5 minutes.

First Financial

First Financial® Corporate Headquarters: Mailing Address 4240 Kearny Mesa Rd STE 120 #1033 Kearny Mesa CA 92111

Client Service Center:  Main: 1-800-315-7791 Fax: 1-800-215-0217 (Monday–Friday 5:00am–6:00pm Pacific or 8:00am–9:00pm Eastern)

First Financial® is a Federally Registered Trademark

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