First Financial  
 
Frequently Asked Questions – Personal Loans

Frequently Asked Questions – Personal Loans

Apply Now   
A+ Rated Better Business Bureau

If your question is not answered please submit it to our Help Desk

How does your personal loan application process work?

Complete the application at our website. Once you are approved, review the terms and conditions and accept the offer. We will deposit the funds directly into your account.

What are the qualifications for getting a personal loan?

Since we do not go by credit score you need to make at least $800 per month. You need to complete the identity verification by filling out the application online. You can’t have any outstanding loans with first financial and we will determine what programs are available for you.

Do you do personal loans in my state?

Simply go to any of our applications and enter your zip code. If it allows you to complete the application we offer the program in your area.

Do you require money upfront for a personal loan?

No not for any reason.

Can I apply over the phone, email, through the US mail or text for a personal loan?

No. All applications must be completed online at our website. If you do not have access to the internet we will not be able to complete an application.

How long does it take to get approved?

Complete our easy online application now and get a response in as little as 60 seconds!

How do I apply for a personal loan?

https://www.firstfinancial.com/personal-loan/

Do you work with low or bad credit score borrowers for personal loans?

We do not go by credit score.

Do you run my credit when applying for a personal loan?

No. we do not run your credit.

Why do you ask for banking information when applying for a personal loan?

Banking information is required and is used for identity verification. Your information is deleted if you do not accept an offer from us.

How do I know that First Financial is a real company?

First Financial has an A+ rating from the Better Business Bureau.

When Do I Get the Funds when I’m approved for a personal loan?

If completed earlier enough in the day the funds will be deposited in your account that day or by the following day.

Are you the a lender making the personal loan?

Yes. If we are not able to do the loan for you we may present you an offer from another partner. You would need to complete the process with them.

How much can I borrow  on a personal loan?

Currently our maximum loan $2500

What If you cant approve me for a personal loan?

If we are not able to approve you we will recommend someone else in our network who may. You would need to complete the process with them.

Do you need a bank account when applying for a personal loan?

Yes. You can also use a prepaid card that has a routing and account number associated with it.

What type of income can I use to be approved for a personal loan?

If you’re collecting pension, social security, disability, or other kinds of benefits, we may find you eligible.

How do I check the status of my personal loan application?

https://www.firstfinancial.com/status/

How old do you have to be to get a personal loan?

18 years old.

How much money do I need to make to get a personal loan?

You need to receive at least $800 a month.

Does everyone qualify for a personal loan or is is guaranteed?

Even though our approval rating is very high not everyone will qualify.

Do you offer instant approvals for personal loans.

Yes. Sometimes more information may be need to issue an approval.

Do you need a checking account account to apply for a personal loan?

No. You just need an account with a routing number and account number.

Do you do loans for people who have filed chapter 7 or chapter 13.

Yes. We do not have any restrictions for previous chapter 7 or current chapter 13.

Can you use child support, disability, social security or benefit income to qualify for a loan.

Yes. We will use all types of income.

Do you work with low credit scores?

Yes.

What are your personal loan qualifications?

Since we do not go by credit score you will need to make at least $800 per month, you can’t have any outstanding loans with First Financial currently and we will let you know instantly what you qualify for.

Can you apply online?

Yes

If your question is not answered please submit it to our Help Desk.

Complete the form below.

 

 

 


First Financial

First Financial ® Corporate Headquarters 2850 Womble Road Suite 100-604 San Diego, CA 92106

Client Service Center: Main: 1-800-315-7791 Fax: 1-800-215-0217 (Monday–Friday 5:00am–6:00pm Pacific or 8:00am–9:00pm Eastern)

Merchant Services / High Risk Merchant Accounts: 1-800-950-0212 Fax: 1-800-215-0217

 

First Financial® is a Federally Registered Trademark

©1994-2017 First Financial®, All Rights Reserved. All other products and company names are trademarks of their respective companies.