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The Pros and Cons of a Cash Advance Loan

[…]straight away, which could be ideal in a difficult situation. Cons of a Cash Advance While there are several benefits to cash advances, they are also some downsides. It’s important to consider these when looking at different loan options. High APR Perhaps the biggest disadvantage of cash advance loans is that they generally come with a higher APR (annual percentage rate) than other types of loans. These can vary a lot for all kinds of loans, so make sure you take a look at the details of the different choices available so you know what they are. No Rewards When […]

What Defines a High-Risk Merchant?

[…]It can be intimidating if you discover that your company has been labeled as one. There are many reasons why a business selling a certain type of product might be considered a high-risk merchant. This guide will discuss everything you need to know about high-risk merchants. We’ll also talk about what high-risk merchant accounts are and if your business needs one. What Is a High-Risk Merchant? A high-risk merchant is a physical or online business that sells products that fall into specific categories. These types of companies have a higher likelihood of fraud or chargebacks. Online businesses can fall into […]

When to Start Investing for Retirement (And How to Choose a Plan)

[…]amounts of money from several places. This gives you an overview of where to save and if there are areas worth more investment. Starting is the most challenging part when you begin financial planning and have no idea where to start. You’ll discover more tips and tricks as you start looking over your income records. So, it’s vital that you take those first steps and focus on creating a plan. Automating monthly savings into retirement accounts is a great way to minimize the time spent dealing with transfers and juggling bills. Instead of organizing savings and checking numbers, this system […]
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