[…]advance loans. When requesting a loan from a bank or credit card issuer, they’ll want to do a credit check. Not only will this affect your credit score, but they’ll expect your score to be a certain level. If it’s not high enough, they won’t approve your loan. If you already have a low credit score, the last thing you need is to lower it further. Cash advance loans are less stringent, so they’re far more accessible to most people, and applying for one doesn’t harm your credit score. Low Requirements On top of your credit score, traditional lenders will […]
[…]encounters with excessive chargebacks. These fees can range from $20 to even $100 each. What Can I Do as a High-Risk Merchant? Don’t get discouraged if you’re considered a high-risk merchant. There are many things you can do to keep your business in good standing. Lower Your Chargebacks Many e-commerce businesses deal with a lot of chargebacks. This is especially true if you sell clothing or shoes. Make sure your product description matches what you’re selling. Include a detailed size chart to ensure your customers purchase the right size. Reduce your chargebacks so you can lower the related fees. Get […]
[…]to think about putting money aside before then. If you plan with your own money, you have more freedom over traveling expenses, household items, and making memories with loved ones. For people with younger family members, the responsibility of covering expenses will go to them if you don’t have adequate retirement funds. The best investment for retirement will vary from person to person. It’s important to consider your priorities and what you want in retirement. Then, you can assess the options and find a solution that works for you. How To Start Investing in Retirement It’s never too late to […]
