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The Pros and Cons of a Cash Advance Loan

[…]out on these extras. It’s worth remembering, however, that these credit card rewards aren’t the reason you’re applying for a loan in the first place, so they shouldn’t have a huge impact on your decision. Interest Is Added Immediately Depending on the options available, some loans won’t add interest from the start. With cash advance loans, however, interest is immediately applied. This is part of the tradeoff of being able to get access to your money so fast. Finding the Right Cash Advance Loan for You They’re not perfect, but a cash advance loan can be incredibly helpful. If you […]

What Defines a High-Risk Merchant?

[…]These fees can range from $20 to even $100 each. What Can I Do as a High-Risk Merchant? Don’t get discouraged if you’re considered a high-risk merchant. There are many things you can do to keep your business in good standing. Lower Your Chargebacks Many e-commerce businesses deal with a lot of chargebacks. This is especially true if you sell clothing or shoes. Make sure your product description matches what you’re selling. Include a detailed size chart to ensure your customers purchase the right size. Reduce your chargebacks so you can lower the related fees. Get Healthy Cash Reserves Many […]

When to Start Investing for Retirement (And How to Choose a Plan)

[…]plan, it gives you more time to spend living in the present moment. And when you retire, you’ll be happy you took the time to think about how you’re going to make the most of your older years. Future Retirement Planning Starts Here Investing for retirement is the key to happy, long life. It avoids putting pressure on loved ones to cover your life expenses when you get older. And it helps you make clear decisions about your finances when you’re younger. Being cautious about spending now means you have more funds to take adventures and make new memories in […]
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