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[…]typically based on your credit rating and history. In this case, it’s recommended that you apply with the lender directly, secure your own financing, and then visit a dealership. Indirect financing is usually arranged between you and the dealer. You’ll apply through the dealer’s finance office which might shop your application among several different lenders. You can also get financing through the actual auto manufacturer, like Ford or Toyota to get lower incentive-based rates. It’s important to note that indirect financing might not secure you the best rate. Some car dealers increase the borrower’s APR and keep the difference for […]
[…]need access to credit quickly. These cards provide an immediate decision, often within minutes of applying. Approved applicants receive a temporary card number for immediate use while waiting for the physical card to arrive. Remember that instant approval cards may come with higher interest rates and fees. So it’s essential to read the terms and conditions carefully before applying. Store Credit Card Store credit cards are designed for loyal customers of specific retailers. These cards offer rewards, discounts, and exclusive offers for shopping at the affiliated store. Some store cards also provide special financing options for larger purchases. These cards […]
