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Frequently Asked Questions – Cash Advance

Frequently Asked Questions – Cash Advance

 

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A+ Rated Better Business Bureau

If your question is not answered please submit it to our Help Desk

How does your cash advance loan application process work?

Complete the application at our website. Once you are approved, review the terms & conditions and accept the offer. We will deposit the funds directly into your account.

What are the qualifications for getting a cash advance loan?

Since we do not go by credit score, you need to make at least $800 per month and you can not have any outstanding loans with First Financial currently. You will need to complete the identity verification by filling out the application online. We will determine what programs are available for you within 5 minutes or less.

Do you do cash advance loans in my state?

Simply go to any of our applications and enter your zip code. If it allows you to complete the application, we offer the program in your area.

Do you require money upfront for a cash advance loan?

No. Not for any reason.

Can I apply over the phone, email, through the U.S. mail or text for a cash advance loan?

No. All applications must be completed online at our website. If you do not have access to the internet, you will not be able to complete an application with First Financial.

How long does it take to get approved?

Complete our easy online application and get a response in as little as 5 minutes!

How do I apply for a cash advance loan?

https://www.firstfinancial.com/cash-advance/

Do you work with low or bad credit score borrowers for cash advance loans?

Yes. We do not go by credit score.

Do you run my credit when applying for a cash advance loan?

No. We do not run your credit.

Why do you ask for banking information when applying for a cash advance loan?

Banking information is required and is used for identity verification. Your information is deleted if you do not accept an offer from us.

What are your interest rates, loan fees, terms and conditions?

It all starts with our online application. After we verify your information, you will be presented with the best available loan offer for your unique situation. Once you receive your loan offer, you will be able to review all of the rates, fees, terms and conditions prior to accepting the loan offer. If you are not interested, just opt out and we delete your information.

When Do I Get the Funds after I’m approved for a cash advance loan?

If completed earlier enough in the day, the funds will be deposited in your account that day or the following day.

How do I know that First Financial is a real company?

First Financial has an A+ rating from the Better Business Bureau. We have been in business for over 20 years.

Are you the a lender making the cash advance loan?

Yes. If we are not able to do the loan for you, we may present you with an offer from another partner. You will need to complete the process with them.

How much can I borrow for a cash advance loan?

Currently our maximum loan is $1000.

What If you can not be approved for a cash advance loan?

If we are not able to approve you, we will recommend someone else in our network who may. You will need to complete the process with them.

Do you need a bank account when applying for a cash advance loan?

Yes. You can also use a prepaid card if it has a routing number and account number associated with it.

What type of income can I use to be approved for a cash advance loan?

If you’re collecting employment income, self employment income, pension, social security, disability, child support or government benefits you may use this to qualify.

How old do you have to be to get a cash advance loan?

You must be 18 years or older.

How much money do I need to make to get a cash advance loan?

You need to receive at least $800 per month.

Does everyone qualify for a cash advance loan or is it guaranteed?

Even though our approval rating is very high, not everyone will qualify.

Do you offer instant approvals for cash advance loans?

Yes. Sometimes more information may be needed to issue an approval.

How long do I have to pay back a cash advance loan?

Repayment can take place over multiple pay periods.

What are your cash advance loan qualifications?

Since we do not go by credit score, you will need to make at least $800 per month and you cannot have any outstanding loans with First Financial currently. We will let you know within 5 minutes what you qualify for.

If your question is not answered please submit it to our Help Desk.

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First Financial

First Financial ® Corporate Headquarters 2850 Womble Road Suite 100-604 San Diego, CA 92106

Client Service Center: Main: 1-800-315-7791 Fax: 1-800-215-0217 (Monday–Friday 5:00am–6:00pm Pacific or 8:00am–9:00pm Eastern)

Merchant Services / High Risk Merchant Accounts: 1-800-950-0212 Fax: 1-800-215-0217

 

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