First Financial can help by guiding you to the right credit cards designed to build your credit score. Within one to two years, your responsible credit use will lift your credit score from bad (under 640) too poor to fair to good (700+), and you once again will enjoy a firm financial foundation.
Sometimes, bad credit borrowers must start with “secured” cards. That means your have to put the money up that’s equal to the amount you want to borrow. The benefit is that the secured card issuers report regular payments to the credit bureaus. These organizations then begin to consider you a reliable risk. Your credit score rises. Once you make it to a poor credit level, you won’t need to give the money for your own purchases to the card issuer. Instead, they trust you will pay it. This process can take as little as six months.
Review featured cards from our partners below: Advertising Disclosure
First Financial will never contact you to send money upfront for any reason. We will never ask for your bank account information, social security number over the phone or by email. We ask you to complete all information required on the form. All request forms must be completed online at our website and do not offer phone or email applications. First Financial does not contact you with any direct mail, email, text or phone solicitation for any service that we offer. We will never offer to deposit money into your bank account, then ask you to take a portion of the money out and send it to us on a prepaid debit card. Insurance is not required, upfront fees or processing fees of any kind. Report Cyber Crime
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©1996-2023 First Financial®, All Rights Reserved. All other products and company names are trademarks of their respective companies. First Financial® does not provide any investment, financial, tax, legal or other professional advice. We recommend that you consult with financial and tax advisors to understand the risks and consequences of buying, selling and holding Bitcoin.*Not all lenders can provide up to $5,000. Must be 18 or over, outside of New York, South Dakota and Hawaii to sign up for a Bitcoin Savings Account.