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Auto Loan Solutions

Finance Your Dream Car With Any Credit Score!


Apply in 3 minutes or less, up to $95,000

Fast Approvals – All 50 States – First Time Buyers – Bankruptcy  – All Credit Scores

If you have good credit, bad credit or even no credit this is the solution for you. It all starts with the online request form. Designed for people with low credit scores, the online request form is the most comprehensive in the industry. The online request form takes into consideration many factors such as income, employment, residence and banking history. Typically issuing a result in as little as 5 minutes!

As a leading provider of fair, poor and bad credit auto loan offers, First Financial ensures the 40% of Americans with “subprime” credit can still have access to critical transportation. Since 1996, we have connected over 1,000,000 people seeking bad credit auto loans. State of the art automation and low-cost internet enterprises have reduced operating costs, allowing lenders the freedom to approve loans to more borrowers than ever.

Borrowers who have been rejected elsewhere, are provided with offers from First Financial’s online solution. You won’t find a safer, more convenient service that creates solutions for subprime borrowers seeking vehicle financing. 

First Financial will never ask you to send money upfront for any reason. We will never ask for your bank account information, social security number over the phone or by email. You must complete all of the information on the request form. We do not offer phone or email applications. You must complete the form online at our website. First Financial does use any direct mail, email, text or phone solicitation for any service that we offer. In addition, we will never offer to deposit money into your bank account, then ask you to take a portion of the money out and send it to us on a prepaid debit card. We do not require insurance, upfront fees or processing fees of any kind.

What Are Basic Lender Qualifications?

How is First Financial different?

While 45% of Americans have subprime credit, nearly 100% drive their cars to work every day. First Financial has helped put many of these drivers on the road. Since 1996, lenders approved 93% of all applicants, most of whom are fair, poor and bad credit borrowers. If you’ve heard “no” from lenders before, it doesn’t mean you can’t get a car loan.

How does the online request form process work?

You must complete all of the information on the request form so that we can verify your identity.

After completing the online request, you will know in about 5 minutes what your result is. Next you may be presented with an offer and you will need to review and accept the terms and conditions. You need to accept the terms and conditions before the offer is finalized. Once you choose and accept the offer, the money may be deposited directly into you bank account as soon as the following business day.

What are interest rates, loan fees, terms and conditions?

It all starts with the online request form. After we verify your information, you will be presented with offers for your unique situation. Once you receive your offer, you will be able to review all of the rates, fees, terms and conditions prior to accepting the offer or you may opt out.

Are there up front costs? 


How do I know my information is secure?

We use 256-bit encryption from Norton Secured powered by Symantec as well as McAfee Secure to scan the online request form.

Take control of the car buying process when you walk into the dealership with the financing secured! 



First Financial

First Financial® Corporate Headquarters: 2907 Shelter Island Drive Suite 105-620 San Diego, CA 92106

Client Service Center:  Main: 1-800-315-7791 Fax: 1-800-215-0217 (Monday–Friday 5:00am–6:00pm Pacific or 8:00am–9:00pm Eastern)

First Financial® is a Federally Registered Trademark

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