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Yes. We work we work with all credit scores.
Yes. Bankruptcies must be discharged or a letter from your trustee is required.
No. All car purchases must be made through an authorized dealership in our network. We have the largest dealership network in the nation.
Yes. All applications must be submitted through approved dealerships.
We have approved dealerships located in all 50 states, Mexico and Canada. Finding a dealership is never an issue.
We do loans in all 50 States, Mexico and Canada.
Yes. After you complete your application a representative with contact you to go over your application, to determine what is needed to get you approved.
No. We only do new and used cars and trucks.
What are your interest rates, loan fees, terms and conditions?
It all starts with our online application. After we verify your information, you will be presented with the best available loan offer for your unique situation. Once you receive your loan offer, you will be able to review all of the rates, fees, terms and conditions prior to accepting the loan offer. If you are not interested, just opt out and we delete your information.
That will be determined by your loan consultant after you complete the application.
The only requirement we have is if your credit score is lower than 625, you will need at least $1500 per month in income.
After you complete the application a representative will contact you within 24 to 48 hours. They will discuss with you if they need any additional information to approve your loan.
First Financial has an A+ rating from the Better Business Bureau. We have been in business for over 20 years.
Already applied? Click here to check the status of your application. Phone: (866) 902-4403 Office Hours: Monday through Friday 9am to 6pm EST
We can’t guarantee that every case will be approved, however we do recommend meeting as many of the following requirements to insure the best possible opportunity for you becoming financed.
If First Financial is not able to do the loan for you, our dealership partner will place the loan with one of our 90 other lenders in the network. This insures the highest approval rate in the nation.
No. First Financial only provides loans for new and used cars and trucks.
No. We do not do title loans.
First Financial® Corporate Headquarters: 2907 Shelter Island Drive Suite 105-620 San Diego, CA 92106
Client Service Center: Main: 1-800-315-7791 Fax: 1-800-215-0217 (Monday–Friday 5:00am–6:00pm Pacific or 8:00am–9:00pm Eastern)
First Financial® is a Federally Registered Trademark
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