Home > Student Credit Cards

Because students have limited experience with credit, card issuers keep credit limits lower.

Given the promise of a life-long customer, credit card issuers are willing to risk offering credit to someone with no credit history. When a student stays on a parent’s credit cards for too long, he or she misses the opportunity to build a credit history. Only when you have a credit card in your own name does your responsible borrowing history begin to get registered with credit bureaus.

Those under 21 may need a card cosigner. Still, establishing a responsible credit history now creates the conditions to win you the best rates for life’s big purchases – homes and cars. 

Here, First Financial has compiled the cards providing the best rewards to students who lack a credit history. Getting a credit card now sets you up for a firm financial foundation

Review featured cards from our partners below. Advertising Disclosure

This website is an independent, advertising-supported comparison service. The card offers that appear on this site are from companies from which this website receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This website does not include all card companies or all card offers available in the marketplace. This website may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

First Financial

First Financial® Corporate Headquarters: 2850 Womble Road Suite 100-604 San Diego, CA 92106

Client Service Center:  Main: 1-800-315-7791 Fax: 1-800-215-0217 (Monday–Friday 5:00am–6:00pm Pacific or 8:00am–9:00pm Eastern)

First Financial® is a Federally Registered Trademark

©2020 First Financial®, All Rights Reserved. All other products and company names are trademarks of their respective companies.