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Secured cards offer traceable purchasing history for those looking to establish or rebuild credit.

With secured cards, the consumer first turns funds over to the secured card issuer who holds the funds. It releases them to the vendors with whom you transact. Those who use secured credit cards could just pay their vendors directly, but doing so would skip the step of reporting the reliable payment to American credit bureaus. Rebuild your credit score after a financial setback like unemployment, medical emergencies or military deployments when you use a secured credit card.

Here, First Financial has listed the most reliable secured credit card issuers.

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