Home > Cash Advance

Funds in as little as 24 hours!

Select get started and enter your state to see available offers.


GET STARTED

Get The Funds you Need Fast!

First Financial is the nation’s leading source of cash advance loan offers for people who have bad credit, low credit, no credit or have been turned down in the past due to bankruptcy. Cash advance online loan offers are available 24/7. There is no minimum credit score required and you get your cash as soon as the next day.

Basic Requirement:

  • You need to have a source of income
  • Make at least $800 per month
  • No minimum credit score
  • A bank account is required
  • You must have a valid email address
  • Complete the request form online
Handsome man waving one hand in the air.

This service is not available in New York or to New York borrowers due to interest rate limits under New York Law.

Apply Online Today

Also known as payday loans, cash advance loans are short-term personal loans offered by banks, charge and credit card issuers and other financial agencies. It is an unsecured loan that doesn’t require any collateral and allows you to get the funds you need fast without having to wait weeks for loan approval.

This money can be used to pay bills, auto repairs, medical expenses, or other sudden expenses and can be paid back when you get your next paycheck. A+ Rated Better Business Bureau


GET STARTED

How it Works

The process of getting a cash advance loan is simple, fast, and easy. In fact, it only takes around 5 minutes to get approved. Follow these steps to see if you’re approved for a cash advance.

Step 1: Add Your Personal Information

Start by entering your personal information, such as your name, address, and email. When done, read and accept the terms and conditions to move on to the next step. Note once you hit “next” your information cannot be changed, so make sure it is correct.

Step 2: Add Your identification Information

We will need your birthdate and the last four digits of your social for identification purposes. Once you are done providing this information, click to continue.

Step 3: Review and Complete Your Information

This is the final step where we ask you about your job, income, bank information, and more. Once you submit this form, it will be reviewed by multiple lenders. This process is free to use and you may find a lender willing to approve you within minutes.

Step 4: Your Info is Reviewed By Lenders for a Cash Advance

Every lender has different qualifications and terms. After submitting your information, lenders will review it in real-time and decide if they want to work with you based on their own requirements. Should a lender decide you qualify for a cash advance loan under their terms, you will be sent to their website to complete their process. Be sure and review the lender’s loan terms as they may be different than ours, and if you agree, you can accept the loan.

Step 5: Receive Your Funds

After agreeing to the lender’s terms and conditions and accepting the loan, your funds can be deposited directly into your bank account. Keep in mind that the repayment terms and fees you agreed to are the lender’s requirements. Therefore, if you have any questions about your loan contract, you should discuss them directly with your lender.

Testimonials

I didn’t even know what a cash advance was until one of my clients failed to pay me, meaning I couldn’t pay my assistant. A cash advance for less than a week helped me maintain my reputation—invaluable!”
Erik Langbroek, Youngstown, Ohio

Sometimes life throws you obstacles all at once and you need a trustworthy source to depend on. First Financial has always been reliable source for me because, they give you your funds just as promised the very next day.
– Michael Allen, Los Angeles, California

I’m so glad First Financial does not require a credit check to qualify and understands that sometimes people just need a break. I will always recommend this company thank you so much!

– Tara Sanchez, Miami Florida 

Returning Customers

All the information you provide us with is saved so that if you should return for another loan, you won’t have to fill out the same information again as it will already be filled in for you.

Contact Us and Set Up a Call Today

Need a cash advance now? Contact us to set up a call to discuss the best plan of action for you.

Fast, Easy, and Secure!

Cash advance results in 5 minutes or less.


GET STARTED

Financial consultant presents cash advance offer to a young couple

This is a no-obligation cash advance loan offer service. We will present the terms and conditions to you and you will need to accept them to proceed. Not all lenders can provide up to $5,000. How to “Fix” a Bad Credit Score

First Financial® | Corporate Headquarters | Mailing Address: First Financial 2305 Historic Decatur Road, Suite 100, San Diego, California 92106

Client Service Center:  Main: 1-800-315-7791 Fax: 1-800-215-0217

First Financial® & First Financial Online® are Federally Registered Trademarks

©1996-2023 First Financial®, All Rights Reserved. All other products and company names are trademarks of their respective companies. First Financial® does not provide any investment, financial, tax, legal or other professional advice. We recommend that you consult with financial and tax advisors to understand the risks and consequences of buying, selling and holding Bitcoin.*Not all lenders can provide up to $5,000. Must be 18 or over, outside of New York, South Dakota and Hawaii to sign up for a Bitcoin Savings Account.