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What is LTV and how does is affect car loans
The acronym LTV stands for Loan to Value and is defined as follows.
When it comes to getting approved for a car loan this value is extremely important. Here at FundingWay.com we witness several times where car buyer was pre-approved online, but was unable to buy the car they wanted due to LTV restrictions set by the car loan lender. When you get pre-approved online the lender sets two conditions on the loan, a Maximum LTV amount, and a Maximum monthly payment amount.
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