Secured – Credit Cards
Students and those with little, poor or no credit history often start with A+ rated First Financial secured credit cards to begin building or re-building impressive credit scores. While the options below do not require an existing credit history, they do report to the 3 credit bureaus, building a credit history. More, they don’t check credit prior to issuing the card, so credit rating is not impacted negatively as it is when consumers apply for regular credit cards. Fill out the application in minutes to start with a credit line as low as $200 and as high as $2,000.
These days, you must have a credit card to complete many practical tasks like making an airplane reservation or holding a spot at your local spa. Credit cards have moved from a convenience to a necessity, but those with poor to non-existent credit struggle to get one. Their option is to turn over cash in exchange for the card. While this process baffles some, the good news is that when the secure cardholder makes transactions responsibly, soon he or she is getting invited to apply for traditional credit cards. Over time, those with the highest credit scores get the best mortgage, auto and other loan rates, saving significant money.