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Don’t sign the documents until you know your interest rate, total amount financed, length of loan and trade-in value. And never sign a contract with blank spaces, or rely on oral promises. Select the length of your loan carefully. Match the length of your loan term to the length of time you plan to drive the vehicle. Buyers who take out longer terms can find themselves “upside down” on their loan – that is, owing more on the car than it’s worth in trade when it comes time to buy a new car.
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