First Financial  
Merchant Services for Supermarkets & Liquor Stores

Merchant Services for Supermarkets & Liquor Stores

Best Merchant Services for Supermarkets & Liquor Stores    

Comprehensive Credit and Debit Card Processing

A U.S. leader in providing merchant services for vendors in high-risk industries since 1998, First Financial helps supermarkets and liquor stores establish the most-cost effective merchant accounts. Grocery and liquor stores must offer customers the convenience of credit card usage, but at interest rates that maintain already thin store margins. Maintain your edge in your niche with merchant services that maximize revenues.

Request a Merchant Account Now

Questions Call: 1 (800) 950- 0212

First Financial Provides Extra Perks with a Supermarket & Liquor Store Merchant Account

Customers shop at supermarkets & liquor stores for convenience and ease, making credit and debit cards acceptance crucial. Today, just 11% of consumers use cash, where 75% use debit and credit cards.

But the benefit of using plastic isn’t all on the customer’s end. Studies have shown that consumers spend from 20 to 100 percent more when using their cards rather than cash.[i] As M.I.T. marketing professor Duncan Simester “You’re not forking over a dollar bill, so there is less sensation of loss.”[ii]

Don’t miss out on this per-sale increase, and get the advantages that a First Financial merchant services account provides. We are unique in offering the following merchant services perks to supermarket & liquor store businesses:

  • Simple application and quick approval ensures your supermarket/liquor store can start accepting payments almost right away.
  • Competitive fees and rates – Our low service costs will keep your profits where they belong: in your pocket!
  • Multiple merchant IDS (MIDs) – Expand your retail options by opening as many additional shop names as you’d like.
  • Easy mobile payment app – Our simple-to-use app allows you to process payments with a smart phone, which is helpful and handy for the customers.
  • All payment options – Accept every kind of payment, including Demand Draft for check payment, ACH, and even echecks.
  • 24/7 customer service – No matter what the concern, and no matter what time of day or night it is, our friendly troubleshooters will solve your issues quickly.
  • Continual hardware and software upgrades – Our systems undergo regular updates, so your online transactions remain free of viruses or glitches.
  • Use of all business forms – Your customers can use mobile, ecommerce, and even MOTO accounts.
  • Banking-level security – We proudly use the strongest encryption the U.S. Treasury Department allows.
  • Low per-transaction mark-ups – First Financial won’t charge you with outlandish rates, so you can truly reap the rewards from your profits.
  • PCI Standard Compliant – With 12 key security features, such as firewalls, unique IDs, tracking and monitoring, our services will keep your supermarket/liquor stores safe.
  • Plug-and-play software and hardware – Our easy-to follow, step-by-step visual instructions will make your merchant services processing run smoothly.

First Financial will see to it that your supermarket and liquor store merchant services account comes with specialized processing that allow you to utilize all forms of payment. We have the most current technology for you, so that your customers can pay quickly and effortlessly.

First Financial Support to the Ever-Changing Supermarket/Liquor Store Industry

These businesses rely on such merchant services to provide the easiest and most expedient payment options to their customers.

The only constant is change, so First Financial will be there to help guide you through the new trends within payment processing. Gone are the days of credit card imprinters with its messy carbon copies, and here to stay are not only debit and credit card transactions, but also online and cell phone transactions. Payment can be processed in mere seconds, with payments arriving in merchant accounts within days.

Take advantage of the most current processing options, including:

Online Processing – First Financial was one of the first merchant service providers to offer secure internet merchant accounts. Thanks to our expertise in staying on top of the latest internet banking methods, your supermarket & liquor stores can accept credit and debit cards without any issues.

Retail Processing – The unique demands of running a supermarket and liquor store operation require the most fitting software and hardware for your business volume and breadth of products sold. At First Financial, we’ll supply the point of sale systems, credit card and virtual terminals to run credit cards from the register, and we’ll guide you to select the best processing choices for your particular business needs.

Mobile & Wireless Processing – With mobile and wireless processing taking over everyday business transactions, you’ll be glad to know that First Financial works hard to stay on the cutting edge the technology involved in these services. We even offer 24/7 support as well as continuous hardware/software updates so your supermarket or liquor store can give your savvy customers the easy payments they demand.

A+ Rated First Financial Knows Markets Are Strong Business Partners

Trends Positive for Supermarket and Liquor Stores

If you own your own supermarket or liquor store business, the future looks good. Many supermarket/liquor store customers remain wary of ordering food and beverages online. For this reason and more, these businesses may never lose the huge portions of their audiences to the internet as clothing, furniture and other retailers have.

Industry tracker reported that the supermarket industry has definitely grown over the last five years, thanks to the healthy economy.[iii] In its 2016 U.S. Grocery Shopping Trends report, the Food Marketing Institute (FMI) notes that 44% of shoppers drive out of their way to get to a particular supermarket that offers a “better variety and selection” of groceries.[iv] The same study mentioned that, while “digital tools” for online transaction will be utilized in the future of grocery shopping, consumers will still depend heavily on bricks-and-mortar locations .

As for the liquor store industry, the future trend appears to show that the public interest in specialty liquors and at-home alcohol entertaining is on the rise. According to an article in 2016 in the Business Insider, “home-entertainment” is on the rise. People gathering to drink spirits and be merry in their own homes is taking over bar gatherings. The same article mentioned that today’s alcohol consumer is more interested in researching and purchasing authentic, quality brands of liquor rather than a generic label brand.[v] This is excellent news for those mom and pop liquor store retailers that specialize in premium brands big box retailers don’t carry.

To really keep your supermarket & grocery store businesses at full optimization, open a merchant account with First Financial. Once your merchant account is approved, you can take advantage of our mobile processing, our 24/7 assistance, our secure hardware/software updates, and so much more. Apply today!

Request a Merchant Account Now

Questions Call: 1 (800) 950- 0212







First Financial

First Financial ® Corporate Headquarters 2850 Womble Road Suite 100-604 San Diego, CA 92106

Client Service Center:  Main: 1-800-315-7791  Fax: 1-800-215-0217 (Monday–Friday 5:00am–6:00pm Pacific or 8:00am–9:00pm Eastern)

Merchant Services / High Risk Merchant Accounts: Main 1-800-950-0212  Fax: 1-800-215-0217


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