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First Financial: Merchant Account Services for Mobile Commerce

Superior Credit and Debit Card Processing

First Financial is a leading provider of merchant services in the United States, and has earned an A+ rating from the Better Business Bureau for its excellent work in both high- and low-risk industries since 1996. Our state-of-the-art services allow businesses to take advantage of the rapidly growing mobile commerce channel, which currently accounts for 30% of all online sales and is projected to grow 2.5 times faster than regular ecommerce.[i] Apply today to add mcommerce to your revenue streams!


Most consumers today are never far from their smartphones or tablets. It is not a surprise then that in 2017 mCommerce accounts for nearly a third of all transactions done online. As the popularity of mCommerce grows, consumers are demanding a fast and secure checkout process that has been optimized for their device.

Fifty-eight percent of all consumers that own a smartphone have used it for shopping purposes, and 63 percent expect to be doing even more shopping on their mobile device in the future2. Two-thirds of all consumers say they like to use their mobile device to make purchases online, and expect to use it more often in the coming years.

First Financial Mcommerce Merchant Account Key Advantages

First Financial’s services allow your business to capitalize on this rapidly growing payment method with the following benefits:

It is not too late for your business to take advantage of mcommerce benefits. In fact, many argue that m-commerce is just getting started. With the rise of Apple Pay and Android Pay, many consumers are opting to go wallet-less, storing “cards” on their mobile device. This has made it easier for consumers to buy on mobile, as only a fingerprint is needed to confirm a purchase. Simple, quick, and secure checkouts over mobile are going to lead to more consumers making purchases on their phone and tablet than a traditional website where the information must be re-entered.

To properly integrate mcommerce into your business, customers must have confidence that the checkout process is both simple and secure. The First Financial app allows for quick and easy transactions, the highest level of encryption allowed by the U.S. Treasury Department. It also handles many different currencies and payment types. Our processing solutions make checkout easy, safe and hassle-free for your customers.

Merchant Services Support throughout Fast-Moving Internet & Industry Changes  

Believe it or not, a few physical credit card pressers (or imprinters) are still out there.

Today, with payment taken in seconds and arriving in merchant accounts within days, most vendors choose the advanced technology that keeps them more productive.

You, too, should have the most advanced options, such as:

Online Processing – First Financial was one of the first merchant service providers to establish secure internet merchant accounts. Our in-depth understanding and expertise ensures your business can accept credit and debit cards with little hassle, and that your customers will easily be able to pay you through their mobile device. As mcommerce evolves, we make sure your business has access to the most efficient online processing systems available.

Retail Processing –  Even those in stores surrounded by cash registers may have opportunities to sell via mobile. After all, the customer is always right and if they want to pay with a fingerprint, they should have that opportunity. First Financial can provide both POS equipment and the smartphone integration there are no obstacles between your customer’s money and your account.

Mobile & Wireless Processing – The explosion of mobile devices has led businesses to come up with unique ways to process mobile payments wirelessly. If you go to a mall today, you’re likely to see people at the kiosks accepting credit card payments through a device that sticks out of the headphone jack that the card is swiped through. If you’ve done this before, you know you’re then texted a confirmation which can be used as a receipt. First Financial has stayed current with how mobile and wireless processing can make your business faster at accepting mobile payments for better customer satisfaction and higher profits.

Get First Financial’s 24/7 support and regular updates to our hardware and software so your system remains hassle-free for years to come, giving you more time to focus on growing your business.

First Financial’s Mcommerce Services Will Lead Your Business Into The Future

Apply for Your Mcommerce Account Services Today!

Mobile web adoption is growing eight times faster than web adoption did in the 1990s and early 2000s. Today, 1.2 billion people access the internet primarily from a mobile device rather than a desktop or laptop computer.[ii] This number will only continue to grow, as smartphone manufacturers now turn their attention to developing countries where the market is not as saturated. Mobile has become such a driving force that 72% of mobile e-business and marketing executives agree with the statement: “Leadership team understands the strategic importance of mobile to [the] organization”.

First Financial’s mcommerce services allow you to take advantage of this rapidly growing market segment and reach customers who have grown accustomed to using their mobile device to make purchases online. Apply today!

[i] https://ecommerce4im.com/what-is-m-commerce/

[ii] http://resources.mobify.com/50-mobile-commerce-stats.html


First Financial

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