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What is Identity Theft?
It’s likely that you have heard about it a lot lately. Recent government statistics show that more than 7 million adults were victims of identity theft last year. That equals 19,178 people a day, 700 per hour, or 13.3 a minute, according to the Identity Theft Resource Center (ITRC) in San Diego, California. The Federal Trade Commission (FTC) reports that identity theft is the number one source of consumer complaints and costs the average victim more than $1,000 to recover their identity.
Identity theft is a crime in which someone takes your personal information (such as your name or social security number) in an effort to steal from your existing accounts, open fraudulent accounts in your name, or obtain a loan using your credit history.
How to Prevent Identity Theft!
Unfortunately, identity theft can happen to anyone, even you. The easiest way to control identity theft is to prevent it from happening. Here are some tips to reduce the likeliness of becoming a victim:
The FTC provides an overview of identity fraud and suggestions on ways to protect your personal information.
What To Do if You Suspect You’re A Victim of Identity Theft
If you become a victim of identity theft, there are three steps you should take immediately!
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