In most cases, the higher your credit score, the higher the maximum Loan to Value amount will be. These amounts will vary from lender to lender, but here are some guesstimates based on a vehicles wholesale for invoice value:
| Credit Score | LTV Ratio |
|---|---|
| 720 | 1.50 |
| 700 | 1.45 |
| 680 | 1.40 |
| 650 | 1.35 |
| 620 | 1.30 |
| 600 | 1.25 |
| 580 | 1.20 |
| 550 | 1.15 |
| 525 | 1.10 |
| 500 | 1.05 |
| 475 | 1.00 |
| 450 | .90 |
| Below 450 | .80 |
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