First Financial  

High Risk Merchant Accounts

Experts Agree: Accepting Credit Cards Increases Sales

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All businesses deserve the benefits of accepting credit cards, whether they find themselves in the high risk category or not. A+ rated First Financial is proud to provide secure, convenient credit card processing at reasonable rates to a wide range of vendors. Talk with us today about establishing a high-risk merchant services account for your business. We approved terminated merchants, international businesses, select industries and more. Our list of frequently accepted, high risk merchant accounts include: A+ Rated Better Business Bureau

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Questions: 1(800)950-0212

Studies confirm that when a business offers credit cards, customers are more likely to:

Our guaranteed 24-hour response and 48-hour approval time, gets you capturing every sales opportunity. Our A+ Better Business Bureau rating should set your mind at ease about the security and reliability we offer.

Apply for a Merchant Account So You Never Miss Another Sale

High Risk Business

No doubt about it: customers now expect the convenience of using a credit card to purchase products and services. Educational non-profit Community Merchants USA found in August of 2013 that 66% of all point-of-sales (POS) transactions occurred with credit, debit or gift cards. Consumers paid with cash just 27% of the time. More, the report reveals that cash purchases are set to drop even further by 2017 to just 23%.*   Rest assured that First Financial will stick with you through all credit card processing industry changes as well, making sure you don’t miss a sale over the coming years.

Categorization as “high risk” has little to do with the quality of your business or you as an owner. It’s about your industry, the behavior of the customers in your industry and some other practical considerations.

First Financial keeps you accepting credit cards whether you’ve been terminated through another service, began selling to international markets or started in an industry that research has shown to contain consumers who may not be fully honest about their address, have a history of default or frequently return items. Despite some minor challenges, these businesses have long and healthy lives. Yours can be one of them!

High Risk Merchant Services from A+ Rated First Financial

With our low-cost guarantee merchant accounts you are guaranteed you will get the lowest overall costs now and in the future. You have the power & control over your account. Why lock yourself into long-term contracts with expensive rates & fees when you can be in control. Call us today or submit a request and we will contact you to discuss your needs.

We understand that every merchant is different. We build customized, low-cost solutions to meet your specific needs.

Reviewed at Business News Daily, Top Ten Reviews and more, First Financial’s processor ranks as one of the top two credit card processing options. Reviewers rave about

  • The Lowest overall costs on your processing services
  • No contracts or commitment obligations
  • No application, setup, programming, annual or termination fees
  • A knowledgeable dedicated account manager
  • Free Analysis & honest review of competitive quotes or offers
  • A fully disclosed merchant processing agreement

High Risk Credit Card Processing Includes Plug and Play Equipment

The days of expensive, clunky credit card processing equipment are over, even for high risk merchant accounts

Advances in software engineering, smart phones and the miniaturization of so many devices have spread to the credit card industry as well. In most cases, the point of sale equipment arrives in a small box and is simply “plug-n-play.” If you struggle with the directions included, we’re happy to lead you step by step through set up and your first few sales.

Get Started Today with First Financial

Our easy application requires just a few lines of information. Click here to get started. One of our representatives will call you within 24 hours to finish the process. If you’re still thinking things through, feel free to follow us on our Facebook page where we provide frequent management and maximization tips for getting money in the digital ERA. We are here to help you maximize your profit over the life of your business!

Just Learned that You Qualify only for a High Risk Merchant Account?

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see Why Don’t More Small Businesses Accept Credit Cards in August 2013 issue of Forbes Magazine

First Financial

First Financial ® Corporate Headquarters 2850 Womble Road Suite 100-604 San Diego, CA 92106

Client Service Center: Main: 1-800-315-7791 Fax: 1-800-215-0217 (Monday–Friday 5:00am–6:00pm Pacific or 8:00am–9:00pm Eastern)

Merchant Services / High Risk Merchant Accounts: 1-800-950-0212 Fax: 1-800-215-0217


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