Home > Frequently Asked Questions > Frequently Asked Questions – Merchant Services > Who regulates merchant services providers?

Who regulates merchant services providers?

Because it deals in consumers’ sensitive, private information, electronic payment processing is highly-regulated. These regulations exist to protect consumers, but also the merchants, processors and issuing banks from hackers hot to steal identity and commit fraud.

The Federal Trade Commission (FTC) monitors merchant services providers and processors, ensuring they do not misrepresent themselves or charge exorbitant fees.




First Financial

First Financial® Corporate Headquarters: 2907 Shelter Island Drive Suite 105-620 San Diego, CA 92106

Client Service Center:  Main: 1-800-315-7791 Fax: 1-800-215-0217 (Monday–Friday 5:00am–6:00pm Pacific or 8:00am–9:00pm Eastern)

First Financial® is a Federally Registered Trademark

©2011-2021 First Financial®, All Rights Reserved. All other products and company names are trademarks of their respective companies.