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What is a merchant services provider? What is a merchant services account?

What is a merchant services provider? What is a merchant services account?

A merchant services provider makes sure the funds a business customer authorizes to transfer to the business gets to the business account in a matter of days. The authorization takes place when the customer uses a debit, credit or gift card. These transactions occur electronically and via the internet. The merchant services provider can be a traditional or alternative bank or a third-party processor.

A merchant services account is something like a bank account in the sense that money comes in and out. Today’s merchant services accounts allow vendors to monitor income and outflow as easily they do their bank accounts. These accounts are available on all devices and accessible from any computer. 







First Financial

First Financial ® Corporate Headquarters 2850 Womble Road Suite 100-604 San Diego, CA 92106

Client Service Center:  Main: 1-800-315-7791  Fax: 1-800-215-0217 (Monday–Friday 5:00am–6:00pm Pacific or 8:00am–9:00pm Eastern)

Merchant Services / High Risk Merchant Accounts: Main 1-800-950-0212  Fax: 1-800-215-0217


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