First Financial  
Frequently Asked Questions – Credit Cards

Frequently Asked Questions – Credit Cards

Apply for the Right Credit Card the First Time

Apply Now

If your question is not answered please submit it to our Help Desk

Do you work with low credit scores or bad credit when applying for a credit card?

Yes. First Financial does not require perfect credit for approval.

How long does it take to get approved for a credit card?

Complete our easy online application and get a response in as little as 5 minutes.

How do I apply for a credit card?

Does a credit card from First Financial report to the credit agencies?


What happens if I lose my card?

Call Visa Global Customer Assistance Services toll-free within the United States at: 1-800-847-2911

What are your rates, fees, costs and limitations?

View Here

If your question is not answered please submit it to our Help Desk.

Complete the form below.

First Financial

First Financial ® Corporate Headquarters 2850 Womble Road Suite 100-604 San Diego, CA 92106

Client Service Center:  Main: 1-800-315-7791  Fax: 1-800-215-0217 (Monday–Friday 5:00am–6:00pm Pacific or 8:00am–9:00pm Eastern)

Merchant Services / High Risk Merchant Accounts: Main 1-800-950-0212  Fax: 1-800-215-0217


Offer Disclosure: If we are not able to present you with an offer, you may be presented with an offer form another company.

Advertiser Disclosure: This website is an independent, advertising-supported comparison service.

The card offers that appear on this site are from companies from which this website receives compensation.

This compensation may impact how and where products appear on this site (including, for example, the order in which they appear).

This website does not include all card companies or all card offers available in the marketplace.

This website may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

First Financial® is a Federally Registered Trademark

©1994-2019 First Financial®, All Rights Reserved. All other products and company names are trademarks of their respective companies.