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Frequently Asked Questions – Credit Cards

Apply for the Right Credit Card the First Time


Do you work with low credit scores or bad credit when applying for a credit card?

Yes. First Financial does not require perfect credit for approval.

How long does it take to get approved for a credit card?

Complete our easy online application and get a response in as little as 5 minutes.

How do I apply for a credit card?


Does a credit card from First Financial report to the credit agencies?


What happens if I lose my card?

Call Visa Global Customer Assistance Services toll-free within the United States at: 1-800-847-2911

What are your rates, fees, costs and limitations?

Rates, Fees, Costs & Limitations.

If your question is not answered please submit it to our Help Desk.

Complete the form below.

First Financial

First Financial® Corporate Headquarters: Mailing Address 4240 Kearny Mesa Rd STE 120 #1033 Kearny Mesa CA 92111

Client Service Center:  Main: 1-800-315-7791 Fax: 1-800-215-0217 (Monday–Friday 5:00am–6:00pm Pacific or 8:00am–9:00pm Eastern)

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