First Financial  

What do I need to qualify for an auto loan?

What do I need to qualify for an auto loan?

  • You need at least $1,500 gross monthly income if your credit score is less than 625.
  • All Bankruptcies must be discharged.
  • Have no repossessions in the last year unless included in your bankruptcy.
  • The loans are for automobile purchases from our authorized licensed car dealership partners.
  • All US Residents must be at least eighteen years of age.



First Financial

First Financial ® Corporate Headquarters 2850 Womble Road Suite 100-604 San Diego, CA 92106

Client Service Center: Main: 1-800-315-7791 Fax: 1-800-215-0217 (Monday–Friday 5:00am–6:00pm Pacific or 8:00am–9:00pm Eastern)

Merchant Services / High Risk Merchant Accounts: 1-800-950-0212 Fax: 1-800-215-0217


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