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Using credit cards designed for fair credit borrowers can have a powerful effect on improving your financial health. Your responsible monthly payments are registered with the credit agencies who, in turn, raise your credit score. Once your credit score reaches the good to excellent range (700 for good and 800 for excellent), you get access to low Annual Percentage Rates, easier approval for apartment rentals, higher credit limits, more negotiating power and even better car insurance rates. It only takes finding the right fair credit credit card and then being diligent about making payments on time. Read these tips about aggressive steps you can take to raise your credit score.
Typically, those with credit scores in the 640 to 699 range who can also show three years of consistent credit usage qualify for fair credit credit cards. Those new to credit often get the best credit cards when utilizing cards designed specifically for new credit borrowers.
First financial has worked diligently to evaluate and present only the most ideal credit cards for fair credit borrowers. Here, you’ll find the best rewards and interest rates offered for those working hard to rebuild credit scores.
Review featured cards from our partners below. Advertising Disclosure
This website is an independent, advertising-supported comparison service. The card offers that appear on this site are from companies from which this website receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This website does not include all card companies or all card offers available in the marketplace. This website may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.
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