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Even if you think you have a strong credit rating, it pays to review your credit report before applying for a car loan. Credit score plays an important role in determining the interest rate you’ll receive. Check for possible reporting errors; identify open accounts that can be closed; and review for any signs of identity theft. Be sure to correct any errors promptly. Contact one of the three major reporting bureaus to order a credit report: Equifax, Experian or TransUnion.
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