First Financial  
Business Loans for Doctors, Dentists and Chiropractors

Business Loans for Doctors, Dentists and Chiropractors

Best Business Loans for Doctors, Dentists and Chiropractors

A+ Rated First Financial Will Benefit Doctors, Our Modern-Day Healers

Those in the medical profession keep us healthy, happy and functioning in tip-top condition. Whether it is regular check-ups, scans, surgeries, alignments, cavities, and so much more, doctors, dentists and chiropractors are lifesavers.

Request More InformationIt all starts with your information request. Since every situation is unique, we make sure to directly focus on and understand our customer’s individual needs. After submitting your request, within 24 hours we will reach out to you to discuss your business loan options. Since 1996, our loans have helped more than 50,000 businesses stay current with what they want from a business lender.

Healthcare is one of the most stable industries in the United States today and First Financial is happy to loan to its practitioners. Our business loans help those in the medical profession easily tackle insurance costs, buy state-of-the-art technology, even out handle cash flow and more. With finances buttoned down, doctors, dentists and chiropractors can concentrate on what truly matters: keeping their patients healthy. Read on to learn more about our beneficial business loans, or apply here now!

Business Loan Perks Just for Successful Medical Professionals

Doctors, chiropractors and dentists that have a proven record of dependable earnings can enjoy all the perks with a First Financial business loan. We have provided thousands of businesses with low rates and great terms. If your medical practice can show profits and good management, First Financial can reward you with lower business loan costs that you can apply towards growing office needs.

Our online funding sources have the highest security available, as required the FDIC. First Financial prides itself on providing top-of-the-line protection.

The benefits with having a First Financial small business loan include:

  • Term loan rates start at a low 5.99% annual interest rate (AIR).
  • Lines of credit starting at 13.99% annual percentage rate (APR)
  • A loan specialist who is available by phone and email from 8:00 a.m. until 9:00 p.m.
  • Money transferred to your account in just one business day!
  • Convenient, secure, and easy to use mobile and web platforms that makes managing accounts a breeze.
  • Your personal information remains secure with our 128-bit “banking level” security.
  • Fast application process. It takes the average applicant just 7 minutes to complete it.
  • Few documents required; just three months of bank statements and basic business information.
  • Instant approval in many cases.
  • If you’d prefer, our expert loan advisors can take your application over the phone.
  • Improved business credit scores given on timely payments.

Does Your Medical Business Meet These Qualifications?

We can provide our low-rate, highly personal loans to doctors, chiropractors and dentists whom have met certain requirements: a minimum FICO score of 500 and at least a year in business to start. Many clients come to us after a previous bank rejected their loan application. Because of this, we’ve provided capital to tens of thousands of businesses over the years. Your business can put this capital towards keeping all of your medical equipment up to date, thereby improving the care for your patients.

Our approved applicants have these qualifications:

  • No bankruptcy in last 2 years
  • Based in US, Canada or Australia
  • Minimum 1+ years in business (average borrower has been in business 6 years)
  • Consistent cash flow
  • $100,000 in gross annual revenue (average borrower does $500k)
  • Minimum FICO score of 500 (average customer has a 680 score)
  • Doing business in an approved industry – while First Financial has approved businesses in hundreds of different categories, we have to say “no” to businesses in industries that are new (Cannabis, digital marketing), have high chargebacks or other unpredictable qualities. Review a complete list of the restricted industries LINK for which First Financial cannot provide business loans.

To find out whether you qualify for a First Financial small business loan, apply via our application here. It’s a “soft” inquiry that doesn’t affect your credit score. If your credit file is restricted, we will contact you to lift the restriction and perform a hard pull, which will impact your credit score. We will let you know immediately if we discover your credit file is restricted.

The Future of Healthcare is Certain

With the baby boomers now aging and thereby experiencing more medical issues, medical professionals will become increasingly necessary. In fact, according to, the number of primary care doctors simply hasn’t increased enough for the growth in demand. Consider that from 2012 to 2017, health care services has seen an annual growth of 3.8%. That number will rise exponentially as the population ages and new, innovative medical treatments become available.[i]

As for its anticipated growth, the latest information from the Bureau of Labor Statistics indicates that the healthcare industry will add about 2.3 million new jobs and is slated to grow 19% from 2014 to 2024, which is faster than the average for all occupations.[ii]

The biggest hurdle for medical professionals is the ongoing complications of health insurance squabbles in Washington. Upheavals in the medical insurance industry will not stop disease or accidents. Whoever the payer, the need for medical services is rising.

Let A+ Rated First Financial Help Your Medical Business Grow

First Financial will definitely make one thing easy: providing solid business loans for the medical professionals who deserve hassle-free service. We offer low interest rates, a fast and simple application process, and loan advisors available to you whenever you need them. Our convenient online banking service eliminates the face-to-face discussions with bankers, and our applications, statements and notices are done entirely online. View your documents anytime on the web, from any device. Don’t delay, and apply today!




First Financial

First Financial ® Corporate Headquarters 2850 Womble Road Suite 100-604 San Diego, CA 92106

Client Service Center: Main: 1-800-315-7791 Fax: 1-800-215-0217 (Monday–Friday 5:00am–6:00pm Pacific or 8:00am–9:00pm Eastern)

Merchant Services / High Risk Merchant Accounts: 1-800-950-0212 Fax: 1-800-215-0217


First Financial® is a Federally Registered Trademark

©1994-2019 First Financial®, All Rights Reserved. All other products and company names are trademarks of their respective companies.