First Financial  
Adult Related Merchant Account

Adult Related Merchant Account

Best Merchant Accounts for Adult Related Businesses

Comprehensive Credit and Debit Card Processing

First Financial is proud to offer merchant accounts to tried-and-true profit-makers like those in the adult industry. Our carefully selected lenders have navigated both the challenges and abundant opportunities both bricks and mortar and online adult enterprises encounter. Click this button to get your merchant services account approval today!

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Questions Call: 1 (800) 950-0212

Smart Advantages with Your Adult Related Merchant Account

First Financial aims to provide all the best low-risk merchant perks to businesses in high-risk industries. When you apply for a merchant account with First Financial, you’ll receive:

  • A quick, hassle-free, application and approval process. In less than a week, your adult service can start accepting debit, credit and even gift card payments easily.
  • Multiple merchant IDS (MIDs). Your adult business can veer into side businesses, a common practice in the adult space. Open as many separate accounts/company names as you can dream up.
  • A convenient mobile payment app. Your savvy customers deserve the ease of submitting payments via their smartphones, leading to increased profits.
  • Flexible payment options. Your payment choices include MOTO accounts, ecommerce, and more.
  • Competitive rates and fees. Our low pricing enables you to save money and avoid wasting revenues on unnecessary costs.
  • Regular Hardware and software upgrades. First Financial provides both automatic updates and those guided by our experienced customer service technical support reps. Your business must accept payments without any interruptions.
  • Banking-level security. We use the strongest encryption that the U.S. Treasury Department allows, so accounts and information are guaranteed to be safe.
  • Plug-and-play software and hardware. Our simple set-up process comes with a convenient 24/7 customer backup.
  • All payment types accepted. Your customers will appreciate being able to pay by echecks, ACH and demand draft for check payment, as well as credit and debit cards.
  • 24/7 support.  We have friendly customer service representatives that are on call to help you with your questions or concerns, anytime night or day.

First Financial is ready to arm adult related businesses like gentlemen’s clubs, online streaming video and escort services with sophisticated, secure credit card payment systems.

Adult Related Business Trends

Whether it’s the increased popularity of pay-per-view cable options, or the ease of browsing through online sites anonymously, the adult service industry is showing no signs of slowing down. As of 2016, the pornographic industry brought in $97 billion dollars.[1] To compare, the pet industry only generates $60 billion per year. In fact, adult related services bring in more profit than the National Football League, the NBA, and Major League Baseball, combined!

Why would any lender refuse merchant services to these thriving businesses? Part of the problem is the reputation of the adult services industry. Lenders don’t want their brands associated with industries considered amoral. Most present themselves as ethical, family friendly institutions.

The 4,000 brick and mortar locations providing adult services (sex shops, strip and gentlemen’s clubs) have issue beyond making a lender look bad. [2]  Rampant zoning law restrictions and business license ordinances limit where these stores can operate. Beyond this, zoning laws change from time to time. If a suburban community begins to encroach on an urban area, the city’s zoning commission can suddenly inform the club that their operation is illegal. Upheaval and relocation can cost money and even drive the club out of business. Many lenders do not want to interact with businesses that have proven to have unstable zoning boundaries.

But the highest grossing segment of the adult services industry is easily the online audience. The popular adult-themed website, reports that 91,980,225,000 videos were watched in 2016, a figure that amounts to 12.5 videos per person on earth.[3]

The future of this industry will continue to reach new audiences, especially as the virtual reality technology and its headset options expand. Virtual reality is said to become a $40 billion market by 2020, and searches for virtual realty porn content have increased almost 10,000 percent from November 2014 to April 2016![4]

First Financial understands that these fully legal adult related businesses are more than deserving of merchant services, and we are pleased to offer our assistance to this industry.

Stake Your Claim in the Exploding Adult Related Industry Today

Your Merchant Account Makes Pulling in the Profits Simple

Don’t lose any more customers because traditional banks have denied you merchant services. Adult related services, particularly those online, must provide their customers the convenience of credit card payments. First Financial believes in this booming industry, and will provide you with all the assistance you need for your adult services business, whether that’s an online streaming video website, an escort company, an online dating site, adult toys, a Gentlemen’s club, or more. Our application process is fast and simple, and you even have the option of scanning and emailing your application back to us. We will get back to you within 48 hours!  






First Financial

First Financial ® Corporate Headquarters 2850 Womble Road Suite 100-604 San Diego, CA 92106

Client Service Center: Main: 1-800-315-7791 Fax: 1-800-215-0217 (Monday–Friday 5:00am–6:00pm Pacific or 8:00am–9:00pm Eastern)

Merchant Services / High Risk Merchant Accounts: 1-800-950-0212 Fax: 1-800-215-0217


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