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Frequently Asked Questions – Personal Loans

[…]back? What is the APR? Since First Financial is not the ultimate lender, we do not list the terms, rates, annual percentage rates (APRs), or fees associated with the loans offered to you. All of these elements vary from lender to lender. Before you accept the loan offer, you must review them carefully on the lender’s website. It’s the lender’s obligation to state loan terms clearly. If you do not understand any term, make sure to reach out to a customer service representative. Never agree to terms or provide an electronic signature unless you accept all features of the personal […]

Auto Loans

[…]more. Modest Interest Rates Compared to traditional methods, First Financial offers lower interest rates that suit your budget. The interest difference may appear minimal, but it’s worthwhile in the long run. Our Process Step 1: Contact Us Get in touch with us and submit your loan request. Fill out the online auto loan application form as advised. Step 2: Get Approved Our auto loan providers will go through your application form to ensure you are eligible for a loan. This will be done in a few minutes. If we are not able to give you an auto loan offer, we […]

Credit Cards

[…]course, the higher your credit score, the more options you will have and the lower your interest rates will be. But, there are a variety of credit card options to cover most anyone’s needs, including student cards, secured credit cards, merchandise cards, and more. How to Improve Your Credit Score Student Credit Cards As a student, your credit report is just beginning. By keeping up with your credit card payments, your credit score will improve, so by the time you graduate from college, you should have a great credit rating. Having a good credit score today is more important than ever since a good score […]

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