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1. Get your credit report and assess the situation. Make small and large changes in your lifestyle to start improving your credit TODAY. No more shopping sprees or trips to the casino until you have your financial situation under control.
2. Research – Find out if the problems on your credit report are accurate, and if they are, find out which habits will improve your credit score the most in the shortest amount of time.
3. Petition – If there is an error on your credit report, you can petition to have it fixed and removed. This may take time and diligence, but it is possible – and well worth the time and effort.
First Financial® Corporate Headquarters: 2850 Womble Road Suite 100-604 San Diego, CA 92106
Client Service Center: Main: 1-800-315-7791 Fax: 1-800-215-0217 (Monday–Friday 5:00am–6:00pm Pacific or 8:00am–9:00pm Eastern)
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