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If you have a very short credit history (length of time you have been using your credit), that can also be a reason as to why you have a low credit score. Keep paying your bills on time and follow good overall credit management, and rest assured – with time – your score will rise! No Credit History?
If you have absolutely no credit history, your credit score will most likely be low to start with. You can get started by applying for a credit card in an attempt to establish your credit history, or if you are trying to obtain an auto loan, but haven’t had any luck getting approved because of a short credit history (or no credit history), you can ask someone you trust to help you by co-signing on a loan with you. These are just 2 of the ways you can start establishing your credit, but probably the 2 most common ways. When you are approved for your first credit account, be sure to pay your bill(s) on time, and you will be on your way to a better credit score!Low credit score is usually due to late payments, outstanding debts, unclear credit payments or a bankrupt situation in the past. Low credit score is usually the reason why some individuals can not get a loan despite the great urgency of cash. – If a low credit score is a repeated obstacle between you and your commission, then we would like to work hand in hand with you to increase your client’s credit score as quickly as possible.
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