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Personal Loans

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Personal Loan Customer Service


Fast Approvals – All Credit Scores – Flexible Terms – Fast Funding  – No Hidden Fees

Select “Get Started” and enter your zip code to see what offers are available for you.

This is an excellent solution for all credit types. First Financial is the nation’s leading source of personal loans for people with low credit scores or bad credit. If you have good credit, bad credit or even no credit this is the solution for you. After the process is complete you can expect your funds to be deposited into your personal bank account as soon as the next business day.

A+ Rated Better Business Bureau

First Financial will never ask you to send money upfront for any reason. We will never ask for your bank account information, social security number over the phone or by email. We will ask for this information on the request form. You must complete this form online. In addition, we do not offer phone or email applications. First Financial do not use any direct mail, email, text or phone solicitation for any service that we offer. In addition, will never offer to deposit money into your bank account, then ask you to take a portion of the money out and send it to us on a prepaid debit card. We do not require insurance, upfront fees or processing fees of any kind.

“This service is not available in New York or to New York borrowers due to interest rate limits under New York Law “

 

What Are Basic Lender Qualifications?
  • You need to have a source of income
  • Make at least $800 per month
  • We do not require a minimum credit score
  • You will need to be at least 18 years of age or older
  • We require you to complete the request form online
  • We require a valid email address

How does the online request form process work?

The information on the online request form is required and used for identity verification. After completing the online request form, you may be presented with an offer  to review and accept the terms and conditions. Once finalized, the money can be deposited directly into your personal bank account as soon as the following business day.

What are the interest rates, loan fees, terms and conditions?

Since everyone’s situation is different, you will be presented with offers for your unique situation. Once you receive your offer, you will be able to review all of the rates, fees, terms and conditions prior to accepting the offer. At that point you can choose the option that work best for you. You will need to opt out if not interested.

Are there up front costs? 

No. We do not require money upfront for any reason.

How do I know my information is secure?

We use 256-bit encryption from Norton Secured powered by Symantec as well as McAfee Secure.

How is First Financial different?

The online request form is the most comprehensive in the industry and designed for people with low credit scores or bad credit. The online request form takes into consideration basic factors such as income, employment, residence and banking history; Typically issuing a result in as little as 5 minutes.


 

First Financial

First Financial® Corporate Headquarters: 2850 Womble Road Suite 100-604 San Diego, CA 92106

Client Service Center:  Main: 1-800-315-7791 Fax: 1-800-215-0217 (Monday–Friday 5:00am–6:00pm Pacific or 8:00am–9:00pm Eastern)

Merchant Services: Main: 1-800-950-0212 Fax: 1-800-215-0217 

First Financial® is a Federally Registered Trademark

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