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Get Simple, Hassle-Free Merchant Services with Low Rates

Fast, hassle-free merchant services with low rates, no commitments, and no application or termination fees.


Request A Merchant Account

Merchants considered high risk include:

  • Terminated merchants
  • Merchants with frequent returns
  • International businesses
  • New business startups
  • Unique industries
  • And more
Merchant Services Processing Terminal and smart phone

 

Merchant Services

First Financial offers debit and credit card processing with rates as low as $0.03 and 0.10% per transaction for processing cost control. Enjoy hassle-free merchant services that include analysis and review. There are no setup, application, annual, or merchant account fees and no commitments or long-term contracts. To qualify, your business must be registered in the U.S., have a physical address in the U.S., and have a valid bank account in the U.S.

Cash Discount Processing


Cash Discount Processing

With cash discount debit and credit card processing, there are no processing fees and you keep all your profits, while your customers enjoy convenient payment options. We also provide you with helpful merchant services, including analysis and review.

High-Risk Merchant Services


High Risk Merchant Services

Our high-risk merchant services have many benefits, including:

  • Worldwide secure processing
  • Credit and debit card payments
  • Reputable and well-trusted service provider
  • Dedicated account representative
  • And more

At First Financial, we believe that every business deserves a chance, even a second chance. That’s why we approve 95% of all applicants, including high-risk merchant accounts.

ATM Services


Atm Services

We offer ATM services to help increase your sales. The experts here at First Financial have the ATM delivered to you, send service fee profits to your account, and handle all installations. Not to mention we ensure your ATM is always working properly or we send a qualified tech to repair it. We provide ATM services for many industries, including retail, restaurant, hospitality, theatre, casinos, and much more.

How Our Merchant Services Program Works

Step 1: Complete Our Online Application

Start by filling out our application online.

Step 2: Get Approved

Your chances are good since we approve 95% of applicants.

Step 3: Accept Our Terms and Conditions

Review the terms and conditions for our cash discount program and accept them if you agree.

Step 4: We Complete the Process

After accepting our terms, we will contact you to complete the next steps for your credit card merchant account, which include equipment delivery and setup.

Why First Financial Merchant Services Are Considered Premium

First Financial has been approving 95% of merchant account services, including high-risk merchant applicants, since our launch in 1996. We provide a wide variety of merchants with all the latest advanced equipment and the most secure solutions, even if your credit is less than perfect. We are proud of our BBB A+ rating and our 25-year, blemish-free track record providing merchants with debit and credit card processing that helped keep businesses of all sizes running strong. Learn how to apply for business credit and maintain good personal and business credit history.

Lower Your Processing Costs

Get exceptional merchant card payment processing solutions by setting up a time to discuss your plan of action. Give us a call today! 1-800-315-7791


GET STARTED

First Financial® | Corporate Headquarters | Mailing Address: First Financial 2305 Historic Decatur Road, Suite 100, San Diego, California 92106

Client Service Center:  Main: 1-800-315-7791 Fax: 1-800-215-0217

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