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Auto Financing for all Credit Scores 24/7


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Apply Online for Fast, Easy, and Affordable Auto Loans

First Financial is the nation’s leading provider of lender and dealer connections for people who need new and used car loans in the USA and Canada. If you have bad credit, low credit, no credit or have been turned down in the past due to bankruptcy, we can help get you a car loan through a special finance lender.

Need a car but short on cash? Get fast, easy, and affordable online auto loans regardless of your credit score.

Basic Requirements

  • You will need to have a source of income
  • Make at least $800 per month
  • No minimum credit score needed
  • You need to be 18 years or older
  • Complete the auto loan offer online
  • Have a valid email address

 

Woman with keys in her hands getting auto loans online

Finance Your Auto Goals with First Financial

We are an intellectual online auto loan company that helps you turn the car you want into the car you are driving. As one of the most trusted auto loan providers, we will aid you in getting your desired car with ease.

At First Financial, we offer our customers assistance from the very beginning of their car-purchase process. We help you work within your budget and know what monthly payments may be made. Whatever type of credit you have, you can apply for an auto loan with us. Our application process takes just minutes.

The Complete Guide to Choosing Auto Loan Providers: Everything to Know

Why Apply for Your Online Auto Loans From Us?


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Convenient and Quick

Applying for an auto loan online from First Financial is speedy and to your convenience. You may apply irrespective of location in the U.S. or time of day. You will then be able to find out if you’re qualified for the loan within minutes. Our auto loan providers will let you know the interest rate, loan terms, and much more.

Modest Interest Rates

Compared to traditional methods, First Financial offers lower interest rates that suit your budget. The interest difference may appear minimal, but it’s worthwhile in the long run.

Our Process

Step 1: Contact Us

Get in touch with us and submit your loan request. Fill out the online auto loan application form as advised.

Step 2: Get Approved

Our auto loan providers will go through your application form to ensure you are eligible for a loan. This will be done in a few minutes. If we are not able to give you an auto loan offer, we may recommend other alternatives.

Step 3: Loan Dispatch

If you’re approved for the auto loan, someone will reach out to you to discuss your options.

Finance Your Dream Car With Any Credit Score!

Apply for an auto loan in 3 minutes or less for up to $95,000.


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Man with keys in his hand getting auto loan online

* This is a no-obligation auto offer service. The terms and conditions will be presented to you and you will need to accept them to proceed. More Frequently asked Questions

Qualifying for an Auto Loan offer is easy with First Financial® 

You will need to complete all of the information on the online application. This is so we can verify your identity. Because all of the applications are online, make sure that the process is complete before you exit out of the browser. After completing the application online, you will know in about 5 minutes what your result is. To accept the Auto loan offer you need to review the terms and conditions. If we are not able to present you with a auto loan offer, we will recommend someone who may. You will need to complete the information with them. Your auto loan request usually has no impact on your credit score. If you do not get an offer, someone will call to discuss your request.

A+ Rated Better Business Bureau

Why Customers Trust Us

Dependable

You can rely on First Financial to get you through the online auto loan application process and answer all your questions with ease.

Professional and Fast

Our auto loan providers will ensure you get your loan at the best interest rates and as fast as possible.

Experienced

We have been around long enough to know what our customers want and need.

Your safety and security is our priority

Because your safety and security is a priority to us, it is important that you remember that First Financial will never ask you to send money upfront for any reason. We will never ask for your bank account information and social security number over the phone or by email. We do not offer phone or email applications. You must complete the auto loan application online at our website. First Financial does use any direct mail, email, text or phone solicitation for any service that we offer. In addition, we will never offer to deposit money into your bank account, then ask you to take a portion of the money out and send it to us on a prepaid debit card. We do not require insurance, upfront fees or processing fees of any kind. Basic Lender Requirements

Testimonials

“I’m so glad First Financial does not require a credit check to qualify and they understand that sometimes people just need a break. I will always recommend this company, thank you so much!”

– Lisa S. San Diego, CA

“First Financial made sure to answer all of my questions and helped me through the process. The online part was fast. I received an auto loan offer better than I expected.  Love you First Financial!”

– Janet B. Littleton, CO

“First Financial proves that getting an auto loan with fair or poor credit is easy.”

– Steven Z. Memphis, TN

Contact First Financial Today for Fast Auto Loans

We are America’s best auto loan providers, whether you are after a personal loan, a business loan, or a car loan, look no further than First Financial. Get in touch with us and take your first step in achieving your desired lifestyle goals and dreams. What is a good credit score?

We modify our auto loan services to meet your preferred needs.


Contact Us

First Financial® | Corporate Headquarters | Mailing Address: First Financial 2305 Historic Decatur Road, Suite 100, San Diego, California 92106

Client Service Center:  Main: 1-800-315-7791 Fax: 1-800-215-0217

First Financial® & First Financial Online® are Federally Registered Trademarks

©1996-2023 First Financial®, All Rights Reserved. All other products and company names are trademarks of their respective companies. First Financial® does not provide any investment, financial, tax, legal or other professional advice. We recommend that you consult with financial and tax advisors to understand the risks and consequences of buying, selling and holding Bitcoin.*Not all lenders can provide up to $5,000. Must be 18 or over, outside of New York, South Dakota and Hawaii to sign up for a Bitcoin Savings Account.